127 Pinecrest Road, Georgina, ON

Pefferlaw, Georgina · MLS® N13700276

$1,034,000
For Sale
Listed 59 days agoNo offer date stated
Request a showing
◎ Directions
3+2Bedrooms
2Bathrooms
1Garage · 11 parking
1500-2000Sq ft

About this home

In short

  • Rare Opportunity To Own A Private Resort-Style Riverfront Retreat Offering Luxury Living, Multi-Generational Flexibility & Exceptional Entertaining, Almost 3000...
  • Surrounded By Mature Trees & Forested Space, This Beautifully Renovated Solid-Brick Colonial-Inspired Raised Bungalow Delivers An Extraordinary Blend Of Privacy...
  • Step Outside To An Expansive Newly Built Deck With Sleek Glass Railings Overlooking The Water, Creating The Ultimate Outdoor Entertaining Space Complete With Pergola...
  • Outdoors, The Resort Feel Continues With A New Above Ground Pool With Locking Safety Gate, Tournament Grade Horseshoe Pit, Quartz Lined Gardens, Greenhouse, 3 Storage...
  • Located Close To Hwy 48, Schools, Parks, Walking Trails & Amenities.

Rare Opportunity To Own A Private Resort-Style Riverfront Retreat Offering Luxury Living, Multi-Generational Flexibility & Exceptional Entertaining, Almost 3000 Finished SqF, On Over 0.6 Acres With 95 Feet Of Direct Waterfront Along The Pefferlaw River. Surrounded By Mature Trees & Forested Space, This Beautifully Renovated Solid-Brick Colonial-Inspired Raised Bungalow Delivers An Extraordinary Blend Of Privacy, Nature & Comfort. Thoughtfully Updated Throughout, The Home Showcases Pride Of Ownership With Upgraded Fixtures, New Upper Flooring, Iron Balusters & A Spacious Layout Designed To Capture Stunning River Views. The Eat-In Kitchen Features Granite Countertops, Kitchen And Bar Sinks, Ample Cabinetry & Seamlessly Connects To A Formal Dining Area & Inviting Main Living Room Anchored By A Cozy WETT Certified Wood Burning Fireplace(2025). Step Outside To An Expansive Newly Built Deck With Sleek Glass Railings Overlooking The Water, Creating The Ultimate Outdoor Entertaining Space Complete With Pergola, Privacy Screen, Gas BBQ Hookup & Hot Tub Access From The Elegant Primary Retreat. The Primary Suite Also Features A Walk-In Closet With Stylish Barn Door & Waterfront Views. The Beautifully Renovated Main Bath Offers A Spa-Inspired Glass Shower With Built-In Bench And Marble Countertop. The Fully Finished Lower Level Is Ideal For Extended Family Or Guests Featuring A Kitchenette, 2 Large Bedrooms, Theatre Room, Billiards Area & Recreation Space. Outdoors, The Resort Feel Continues With A New Above Ground Pool With Locking Safety Gate, Tournament Grade Horseshoe Pit, Quartz Lined Gardens, Greenhouse, 3 Storage Sheds, Fenced Area For Children & Pets, & A Sprawling 10+ Car Driveway. Enjoy Kayaking, Canoeing, Fishing, SnowM & Skating Right From Your Own Backyard. Additional Updates Include Roof, Furnace, A/C, Owned Hot Water Tank (2020)& So Much More! Located Close To Hwy 48, Schools, Parks, Walking Trails & Amenities. Truly A One-Of-A-Kind Waterfront Lifestyle Property!

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13700276
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
75 × 301.25 ft
Cross streets
Old Homestead/Forestry
Parking
1 garage · 11 parking (attached)
Driveway
Private
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle, Shingles
Sewer
Septic
Pool
Above Ground
Property tax
$5,015 / 2025
Days on market
59
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Bedroom 5Lower3.29 × 4.53 m

Laminate

Bedroom 4Lower3.05 × 4.54 m

window · closet · laminate

Bedroom 2Main2.81 × 3.40 m

large window · large closet · laminate

Game RoomLower5.74 × 3.83 m

window · combined w/family · laminate

Living RoomMain5.94 × 4.53 m

laminate · fireplace · large window

KitchenLower6.21 × 3.73 m

combined w/family · backsplash · dropped ceiling

Family RoomLower5.91 × 4.53 m

open concept · combined w/game · laminate

Primary BedroomMain4.57 × 3.94 m

w/o to deck · walk-in closet(s) · laminate

LaundryLower0.00 × 0.00 m
KitchenMain4.12 × 3.94 m

centre island · granite counters · overlooks backyard

Bedroom 3Main2.84 × 4.17 m

large window · large closet · laminate

Dining RoomMain2.89 × 3.94 m

w/o to deck · tile floor · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Pefferlaw, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,713/mo
$196KIncome needed
5.3×Price ÷ income
$1,088Weekly cost
$17,155Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,713Property tax $418Total carry $5,131

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,574per month

Mortgage amount $827,200 · 4.49% over 25 years

$206,800Down payment (20.0%)
$827,200Loan before insurance
$0CMHC premium
$4,992Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,574
Property tax
$418
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,992

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,155
Estimated closing costs
$17,155

Plus your down payment of $206,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,536/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$544,919Total interest paid
$1,372,119Total of all payments
Principal $827,200 Interest $544,919
YearPrincipalInterestBalance
1$18,460$36,425$808,740
2$19,298$35,587$789,443
3$20,174$34,711$769,269
4$21,090$33,795$748,179
5$22,047$32,837$726,131
6$23,049$31,836$703,083
7$24,095$30,790$678,988
8$25,189$29,696$653,799
9$26,333$28,552$627,466
10$27,528$27,356$599,938
11$28,778$26,107$571,160
12$30,085$24,800$541,075
13$31,451$23,434$509,624
14$32,879$22,006$476,745
15$34,372$20,513$442,374
16$35,932$18,953$406,441
17$37,564$17,321$368,878
18$39,269$15,616$329,609
19$41,052$13,833$288,556
20$42,916$11,969$245,640
21$44,865$10,020$200,775
22$46,902$7,983$153,874
23$49,031$5,853$104,842
24$51,258$3,627$53,585
25$53,585$1,300$0

At the end of your 5-year term

Total paid over the term
$274,424
Principal paid down
$101,069
Interest paid
$173,355
Balance remaining
$726,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $5,015− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

CallRequest a showing