59 Johnston Street, Georgina, ON
Pefferlaw, Georgina · MLS® N14085332
About this home
In short
- Charm, Character & Versatility.
- Featuring hardwood floors and no carpeting, 9' Ceilings on Main, this home combines comfortable everyday living.
Charm, Character & Versatility! Welcome to this inviting 4 Bedroom Century Home, beautifully situated on a mature lot and offering plenty of character inside and out. Featuring hardwood floors and no carpeting, 9' Ceilings on Main, this home combines comfortable everyday living. The spacious kitchen offers a walkout to the deck, perfect for entertaining, great view of fenced back yard, while the living room opens to a wonderful covered porch, an ideal spot to relax and enjoy the mature surroundings. A fantastic added feature is the separate bachelor in-law apartment with its own private entrance, providing flexible space for extended family, or additional accommodation. Leave the car at home and enjoy the convenience of being within walking distance to restaurants, and everyday amenities. With four bedrooms, two inviting outdoor living areas, a separate bachelor suite and a walkable location, this character filled century home offers alot.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14085332
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 165 × 66 ft
- Cross streets
- Pefferlaw Rd/Johnston
- Parking
- 6 parking
- Driveway
- Private Double
- Basement
- Apartment, Separate Entrance, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Wood , Board & Batten
- Foundation
- Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $2,896 / 2026
- Days on market
- 3
- Listing brokerage
- CANADIAN REALTY COMPANY LTD.
Rooms
hardwood floor · beamed ceilings · w/o to porch
ceramic floor · walk-up
combined w/living · vinyl floor · double closet
laminate · closet
laminate · closet
w/o to deck · laminate · ceiling fan(s)
w/o to deck · vinyl floor
vinyl floor · combined w/br · double closet
his and hers closets · laminate
Hardwood Floor
laminate · ceiling fan(s)
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $483/sqft; this home lists at $377/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $527,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,919
- Property tax
- $241
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,160
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,673
- Estimated closing costs
- $9,673
Plus your down payment of $131,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $175,138
- Principal paid down
- $64,502
- Interest paid
- $110,636
- Balance remaining
- $463,418
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CANADIAN REALTY COMPANY LTD.. MLS®/PropTx.