12 Easy Street, Georgina, ON
Pefferlaw, Georgina · MLS® N13726734
About this home
In short
- LAKE SIMCOE LIVING | Renovated 3-Bedroom Bungalow with Private Pool & Outdoor Kitchen.
- Upgrades include a new furnace, outdoor kitchen, interlock patio, and a finished basement with laundry and a cozy fireplace.
- Spend your weekends firing up the custom outdoor kitchen (2024), complete with a natural gas BBQ hookup and a large interlock patio that wraps around a newly lined...
- Outdoor Entertaining: Custom Outdoor Kitchen & New Interlock (2024).
- Fresh Interior: New Paint (2025), LED Lighting, & Renovated Bathroom (2025).
LAKE SIMCOE LIVING | Renovated 3-Bedroom Bungalow with Private Pool & Outdoor Kitchen. Enjoy the best of both worlds with this updatedmove-in-ready 3-bedroom bungalow. Upgrades include a new furnace, outdoor kitchen, interlock patio, and a finished basement with laundry and a cozy fireplace. Perfectly located just steps from the shores of Lake Simcoe, this home offers a relaxed lifestyle with an easy, direct commuteto Toronto the ideal setup for those looking to escape the city without leaving it behind. Built for hosting and family fun, the backyard is your ownprivate retreat. Spend your weekends firing up the custom outdoor kitchen (2024), complete with a natural gas BBQ hookup and a large interlock patio that wraps around a newly lined, sparkling clean pool. The interior of this home has been beautifully updated and feels fresh and bright, from the cozy sunroom to the updated kitchen featuring a counter-depth fridge (2023) and breakfast nook. For even more room, the cozy finishedbasement provides the perfect spot for a second recreation area and plenty of extra storage. It also offers easy, organized access to your utilities, including the new furnace and hot water tank. You're just minutes away from local marinas, beaches, golf courses, and snowmobile trails, making this a perfect spot for year-round fun. Key Updates & Improvements: High-Efficiency Comfort: New Gas Furnace & Central Air (2023). Outdoor Entertaining: Custom Outdoor Kitchen & New Interlock (2024). Fresh Interior: New Paint (2025), LED Lighting, & Renovated Bathroom (2025). Finished Basement: Additional living space, storage, and easy utility access. Easy Maintenance: New Eavestroughs (2023) Roof Shingles Replace (2023) This is a great opportunity to own a fully updated home in a friendly lakeside community!
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- N13726734
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1500-2000 sq ft
- Lot
- 80 × 220 ft
- Cross streets
- HWY 48 / Riverbank
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,612 / 2026
- Days on market
- 49
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
Hardwood Floor
B/I Closet
Walk-Out
Window
large window · large closet
b/i appliances · breakfast area · pantry
large window · hardwood floor
Window
window · finished
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $461/sqft; this home lists at $414/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $580,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,207
- Property tax
- $301
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,508
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,975
- Estimated closing costs
- $10,975
Plus your down payment of $145,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $192,415
- Principal paid down
- $70,865
- Interest paid
- $121,550
- Balance remaining
- $509,135
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.