31410 Lake Ridge Road, Georgina, ON
Pefferlaw, Georgina · MLS® N13651778
About this home
In short
- Welcome to 31410 Lakeridge Road, where timeless character meets thoughtful updates in this well-maintained home in Georgina Township.
- Offering over 1,500 sqft of living space, the main floor features spacious principal rooms with large windows that fill the home with natural light.
- The updated kitchen, renovated approximately 10 years ago, boasts white soft-close cabinetry, quartz-style countertops, and a clean, classic aesthetic.
- Upstairs, you'll find three spacious bedrooms, including a primary suite with both a walk-in and a second full-size closet, plus a cozy reading nook, perfect for a...
- A tastefully updated 3-piece bathroom offers modern finishes, and a newly added laundry area (2024) enhances functionality with front-loading machines, a wash sink...
Welcome to 31410 Lakeridge Road, where timeless character meets thoughtful updates in this well-maintained home in Georgina Township. Offering over 1,500 sqft of living space, the main floor features spacious principal rooms with large windows that fill the home with natural light. The living and dining areas offer a comfortable, functional layout, perfect for everyday living and entertaining. The updated kitchen, renovated approximately 10 years ago, boasts white soft-close cabinetry, quartz-style countertops, and a clean, classic aesthetic. Durable laminate flooring runs throughout and sliding doors at the rear lead to a deck overlooking the generous backyard, complete with a large gazebo ideal for shaded outdoor dining, relaxing, or hosting guests. Upstairs, you'll find three spacious bedrooms, including a primary suite with both a walk-in and a second full-size closet, plus a cozy reading nook, perfect for a quiet retreat. A tastefully updated 3-piece bathroom offers modern finishes, and a newly added laundry area (2024) enhances functionality with front-loading machines, a wash sink, and attic access. Recent upgrades include new siding with insulation board, upper windows, eavestroughs, shingles, and exterior lighting (all 2024). Additional highlights include a 200-AMP electrical panel with updated copper wiring, a gas furnace and central air system (2018), and a well-maintained iron water treatment system with softener, charcoal, and chlorine. Set on a 65x150 ft lot, the property features a 4-car paved driveway, two 10x10 sheds, and a rear deck perfect for outdoor enjoyment. The shared laneway is owned, with right-of-way access to a rear neighbour. This move-in-ready home offers a rare combination of charm, comfort, and modern upgrades. Don't miss your chance to make it yours!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13651778
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1500-2000 sq ft
- Lot
- 80 × 150 ft
- Cross streets
- Lake Ridge Rd & HWY 48
- Parking
- 4 parking
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $2,279 / 2025
- Days on market
- 73
- Listing brokerage
- Royal Lepage Kawartha Lakes Realty Inc.
Rooms
Laminate
3 pc bath · closet · porcelain sink
window · closet · laminate
laminate · window · breakfast area
large closet · laminate · window
w/o to deck · laminate · closet
window · laminate · closet
laundry sink · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $485/sqft; this home lists at $314/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $439,840 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,432
- Property tax
- $190
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,622
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,471
- Estimated closing costs
- $7,471
Plus your down payment of $109,960. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $145,917
- Principal paid down
- $53,740
- Interest paid
- $92,177
- Balance remaining
- $386,100
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc.. MLS®/PropTx.