226 Lawrence Avenue, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13562048
About this home
In short
- Location, Location, Location.
- Situated on a premium 60.37' x 135' lot, this exceptional property presents a rare opportunity for families, custom home buyers, builders, and investors to renovate...
- The existing home features a separate entrance, a large fully fenced backyard with an in-ground pool, creating your own private oasis and a huge driveway with ample...
Location, Location, Location! Welcome to the highly sought-after Harding community, one of Richmond Hill's most established and desirable neighbourhoods. Situated on a premium 60.37' x 135' lot, this exceptional property presents a rare opportunity for families, custom home buyers, builders, and investors to renovate, expand, or build a custom luxury single-detached home. The existing home features a separate entrance, a large fully fenced backyard with an in-ground pool, creating your own private oasis and a huge driveway with ample parking. Enjoy the charm of a mature, tree-lined neighbourhood with excellent schools, beautiful parks, and outstanding convenience, just a short walk to Yonge Street, shopping, restaurants, public transit, and the Richmond Hill GO Station. Whether you're looking for your forever home or your next signature project, this is a rare opportunity to own a premium property in one of Richmond Hill's most desirable locations. "Photos are from a previous listing. Some images have been virtually staged and AI-enhanced for illustrative and marketing purposes only."
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13562048
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 60.37 × 135 ft
- Cross streets
- Yonge/Harding/S.Of Major Mac
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- None
- Exterior
- Vinyl Siding, Wood
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,742 / 2026
- Days on market
- 97
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
ceramic floor · eat-in kitchen
laminate · large window
laminate · crown moulding
laminate · closet
laminate · closet
Ceramic Floor
Ceramic Floor
Ceramic Floor
laminate · closet · w/o to yard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,171/sqft; this home lists at $1,328/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Harding, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $956,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,286
- Property tax
- $562
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,848
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,375
- Estimated closing costs
- $20,375
Plus your down payment of $239,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $317,153
- Principal paid down
- $116,806
- Interest paid
- $200,348
- Balance remaining
- $839,194
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.