417 Paliser Crescent, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13680108
About this home
In short
- Welcome to This Charming, Bright & Spacious south facing Bungalow on a Quiet, Family-Friendly Street.
- Filled with natural light, the inviting main floor features a comfortable living area with pot lights, a bright eat-in kitchen, fresh paint , a renovated full...
- The finished basement with a separate living area adds tremendous versatility, offering excellent potential for an in-law suite, extended family living with pot...
- Numerous updates over the years, including newer appliances, washer & dryer, owned hot water tank 2024, furnace motor 2023, pot lighting and Furnace room ceiling...
Welcome to This Charming, Bright & Spacious south facing Bungalow on a Quiet, Family-Friendly Street! A wonderful place to call home, ideally located just minutes from schools, parks, shopping, major roads and GO Transit. Filled with natural light, the inviting main floor features a comfortable living area with pot lights, a bright eat-in kitchen, fresh paint , a renovated full bathroom, and a generous deck overlooking the fully fenced backyard-perfect for summer gatherings, entertaining, or simply relaxing outdoors. The finished basement with a separate living area adds tremendous versatility, offering excellent potential for an in-law suite, extended family living with pot lights large bedrooms with large south facing windows. Numerous updates over the years, including newer appliances, washer & dryer, owned hot water tank 2024, furnace motor 2023, pot lighting and Furnace room ceiling sprinklers, add to the home's comfort and value. A fantastic opportunity for first-time buyers, growing or multi-generational families, and investors alike-offering space, flexibility in a convenient, established neighborhood. Come see the possibilities this wonderful home has to offer!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13680108
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 50 × 100 ft
- Cross streets
- Bayview and Major Mac
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Front Yard Parking
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,351 / 2026
- Days on market
- 65
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
laminate · closet · overlooks garden
broadloom · large window · south view
laminate · closet · w/o to deck
laminate · combined w/living · south view
laminate · large window · south view
ceramic floor · above grade window · combined w/kitchen
ceramic floor · eat-in kitchen · large window
laminate · combined w/dining · large window
laminate · closet · overlooks backyard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,164/sqft; this home lists at $1,356/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Harding, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $976,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,396
- Property tax
- $446
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,842
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,875
- Estimated closing costs
- $20,875
Plus your down payment of $244,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $323,788
- Principal paid down
- $119,249
- Interest paid
- $204,539
- Balance remaining
- $856,751
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.