466 Paliser Crescent, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13817134

$998,000
For Sale
Listed 27 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Virtually StagedAbsolutely Stunning & Well-Maintained Bungalow On An Oversized 50 Ft X 155.5 Ft Pie Shaped Lot In Prime Richmond Hill.
  • 1,100 Sqf Desirable West-Facing Home Featuring 3 Spacious Bedrooms On The Main Floor, A Bright & Sun-Filled Open-Concept Layout, Pot Lights, Stainless Steel Kitchen...
  • Beautifully Finished Basement Offers A Spacious 2-Bedroom Apartment With Separate Entrance, Individual Kitchen, Large Above-Grade Windows & Pot Lights, Ideal For...
  • New Furnace & Hot Water Heater (2021).
  • 10-Minute Walk To GO Train & Convenient Access To Hwy 404.

**Virtually Staged**Absolutely Stunning & Well-Maintained Bungalow On An Oversized 50 Ft X 155.5 Ft Pie Shaped Lot In Prime Richmond Hill! Approx. 1,100 Sqf Desirable West-Facing Home Featuring 3 Spacious Bedrooms On The Main Floor, A Bright & Sun-Filled Open-Concept Layout, Pot Lights, Stainless Steel Kitchen Appliances. Beautifully Finished Basement Offers A Spacious 2-Bedroom Apartment With Separate Entrance, Individual Kitchen, Large Above-Grade Windows & Pot Lights, Ideal For Extended Family, Multi-Generational Living Or Potential Rental Income! Enjoy A Beautiful & Private Backyard Garden With Rear Access To Bayview Ave, Offering Exceptional Outdoor Space & Additional Potential. New Furnace & Hot Water Heater (2021). Situated On An Extra-Deep Lot In A Quiet, Established Neighbourhood Surrounded By New Multi-Million Dollar Homes! Steps To Top Rated Bayview Secondary School, Parks, Public Transit, Supermarkets, Shopping, Restaurants & Banks. Approx. 10-Minute Walk To GO Train & Convenient Access To Hwy 404. Excellent Opportunity For End Users, Investors Or Those Looking To Build Their Dream Home! Exceptional Lot Size, Prime Location & Endless Potential!

Key facts

Property type
Detached, Bungalow
MLS®
N13817134
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 155.5 ft
Cross streets
Bayview / Major Mackenzie
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,499 / 2026
Days on market
27
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Living RoomLower

Laminate

Bedroom 2Lower

Laminate

KitchenLower

Window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Harding · asking prices
$1.10Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,226/sqft; this home lists at $1,109/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
998kThis home998k999k1.20M1.22MThis home vs active comparables

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Bayview Hill
$2.52M
Crosby
$1.92M
Rouge Woods
$1.77M
North Richvale
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$195KIncome needed
5.1×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,549Property tax $542Total carry $5,090

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,956Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$542
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,956

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $6,499− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $7,587

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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