369 Paliser Crescent, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13631720

$998,000
For Sale
Listed 77 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • The pictures are from previous listing.
  • 50X100 Feet Corner Lot Facing A Huge Park.
  • Private Double Driveway With A Carport Can Fit 4 Cars.

The pictures are from previous listing. Bright & Sun Filled South Facing Detached Bungalow In A Prime Location Of Richmond Hill. 50X100 Feet Corner Lot Facing A Huge Park. Well Maintained Home By The Owners. Some Of The Best Schools Inc. Bayview Sec. & Walter Scott And The Catholic Community Church Only Minutes Away. Fully Private & Beautifully Manicured Backyard With A Gazebo. Private Double Driveway With A Carport Can Fit 4 Cars.

Key facts

Property type
Detached, Bungalow
MLS®
N13631720
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 100 ft
Cross streets
Bayview/Weldrick
Parking
1 garage · 4 parking (carport)
Driveway
Private Double
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,869 / 2026
Days on market
77
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Primary BedroomMain3.71 × 3.03 m

hardwood floor · closet

Bedroom 3Main3.14 × 2.45 m

hardwood floor · closet

KitchenMain3.38 × 3.38 m

ceramic floor · large window

RecreationBasement9.00 × 5.00 m

Broadloom

Living RoomMain5.19 × 4.18 m

hardwood floor · combined w/dining

Bedroom 2Main3.03 × 2.43 m

hardwood floor · closet

Bedroom 4Basement3.70 × 2.16 m

Vinyl Floor

Dining RoomMain4.66 × 2.66 m

hardwood floor · combined w/living

Bedroom 5Basement3.30 × 2.16 m

Broadloom

Our TakeTeam Asgarian · Broker
A small discount is typical
$959Klikely sale price

Listed at $998,000. Going by how homes in Harding and the wider GTA have actually closed against their asking prices (about 96%, 11 local closings in 90 days), the likely sale price is near $959K, if it sells. A realistic range is $899K to $1.08M.

Independent value check: $844K. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $791K and $885K).

Why $844K. The typical detached home sold in Harding over the past year went for about $1.11M (42 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,869 a year; the typical home sold here pays about $6,200.
  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers it slightly3+2 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightly1 garage and 4 total parking spaces, against 2 and 5.5 typically.

Longer on the market than typical. 77 days on the market against about 35 for homes like it here, and asking 18% above where comparable closings put it.

List price
$899KBelow recent closings$1.08MAbove recent closings

Total price vs nearby homes. Likely closing about $959K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$1.07Mmedian sold price
92%of asking, on average
−6%prices vs a year ago
~26 dayshomes like this take to sell
77days on market so far
$3,167/moest. rent · 28 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 6 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,109/sqft against an area asking average of $1,268/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Harding: 23 of the 119 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $872K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,109/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 11 comparable homes that sold in Harding over the past two years, from 72 closings there.

What sellers nearby are askingCurrently listed nearby in Harding · asking prices
$1.10Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,226/sqft; this home lists at $1,109/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
998kThis home998k999k1.20M1.22MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.58M86
November 2025$1.47M77
December 2025$1.68M48
January 2026$1.48M52
February 2026$1.52M57
March 2026$1.49M70
April 2026$1.50M73
May 2026$1.46M114
June 2026$1.50M119
July 2026$1.50M92
August 2026$1.48M80
September 2026$1.44M80

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Crosby
$2.05M
Bayview Hill
$2.52M
Rouge Woods
$1.77M
North Richvale
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$190KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,549Property tax $406Total carry $4,954

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,820Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$406
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,820

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Harding$3,167/mo
$38,004Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,911 to $3,928Typical rent range
~40 daysTo find a tenant, on average

The suite is real income here: basements rent in Harding (23 of 119 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Harding signed at a median of $3,549 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,167. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $4,869− Insurance $1,400− Vacancy & upkeep $4,180Net operating income $27,554

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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