12 Indigo Street, Richmond Hill, ON

Rouge Woods, Richmond Hill · MLS® N13578918

$1,688,000
For Sale
Listed 94 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautifully maintained 4-bedroom detached Greepark home, ideally situated in the prestigious Rouge Woods neighbourhood, known for its quiet family...
  • Step into a spacious foyer with elegant ceramic flooring, leading to an original oak hardwood staircase illuminated by a stunning glass skylight which floods the home...
  • The primary bedroom features laminate flooring, a walk-in closet with a window, and a bright 4-piece ensuite for added privacy and comfort.
  • The finished basement provides additional living space with endless possibilities ideal for a family room, home office, gym, or guest suite, complete with a full...
  • Updates include new roof ( 2017 ) garage door replacement (2018).

Welcome to this beautifully maintained 4-bedroom detached Greepark home, ideally situated in the prestigious Rouge Woods neighbourhood, known for its quiet family friendly streets, abundant green spaces & safe atmosphere. Step into a spacious foyer with elegant ceramic flooring, leading to an original oak hardwood staircase illuminated by a stunning glass skylight which floods the home with natural sunlight. The freshly painted interior offers a warm, inviting feel throughout. The main floor features a double sideded glass fireplace separating the living & dinning rooms, creating a cozy yet open layout. A gorgeous bay windowin the living room & large glass sliding door in the dining area invite ample sunlight & provide access to a fully fenced backyard. An enclosed front porch adds charm & functionality. Breakfast area offers an informal relaxed space to dine & is seamlessly connected to the kitchen.The second floor offers four spacious bedrooms, perfect for a growing family.The primary bedroom features laminate flooring, a walk-in closet with a window, and a bright 4-piece ensuite for added privacy and comfort.Also on the second floor are three additional well-sized bedrooms all filled with natural light, each offering built-in closets. Two bedrooms are finished with laminate flooring, while the third is comfortably carpeted ideal for a childs room, guest space, or home office.The finished basement provides additional living space with endless possibilities ideal for a family room, home office, gym, or guest suite, complete with a full bathroom & plenty of storage. Updates include new roof ( 2017 ) garage door replacement (2018). Located near top rated schools like Bayview Secondary & Richmond Rose Public Schools, shopping centers, banks, walk-in clinics, public transport , Highway 404 & 407. This move in-ready home combines comfort, character, and convenience in one of Richmond Hills most sought after neighbourhoods. Why wait? This home is ready to be yours.

Key facts

Property type
Detached, 2-Storey
MLS®
N13578918
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
32.45 × 113.56 ft
Cross streets
Bayview Avenue and Major Mackenzie Drive
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,145 / 2026
Days on market
94
Listing brokerage
HOMELIFE EAGLE REALTY INC.

Rooms

Dining RoomGround4.20 × 3.30 m

2 way fireplace · sliding doors · hardwood floor

KitchenGround3.20 × 3.10 m

ceramic floor · double sink · ceramic backsplash

Bedroom 4Second3.30 × 3.30 m

laminate · b/i closet · window

Bedroom 2Second4.80 × 3.30 m

broadloom · b/i closet · window

Primary BedroomSecond5.10 × 3.60 m

4 pc ensuite · laminate · walk-in closet(s)

Exercise RoomBasement9.00 × 6.50 m

laminate · window

Bedroom 3Second3.60 × 3.30 m

laminate · b/i closet · window

Living RoomGround5.40 × 3.30 m

2 way fireplace · bay window · hardwood floor

BedroomBasement2.60 × 3.10 m

laminate · closet · window

BreakfastGround3.20 × 3.00 m

ceramic floor · ceiling fan(s) · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rouge Woods, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$2.05M
Bayview Hill
$2.52M
Observatory
$2.02M
Mill Pond
$1.56M
North Richvale
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,693/mo
$315KIncome needed
5.4×Price ÷ income
$1,775Weekly cost
$30,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,693Property tax $595Total carry $8,289

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,467per month

Mortgage amount $1,350,400 · 4.49% over 25 years

$337,600Down payment (20.0%)
$1,350,400Loan before insurance
$0CMHC premium
$8,062Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,467
Property tax
$595
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,062

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,235
Estimated closing costs
$30,235

Plus your down payment of $337,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,037/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$889,578Total interest paid
$2,239,978Total of all payments
Principal $1,350,400 Interest $889,578
YearPrincipalInterestBalance
1$30,135$59,464$1,320,265
2$31,503$58,096$1,288,761
3$32,934$56,665$1,255,828
4$34,429$55,170$1,221,398
5$35,992$53,607$1,185,406
6$37,627$51,973$1,147,779
7$39,335$50,264$1,108,445
8$41,121$48,478$1,067,324
9$42,988$46,611$1,024,336
10$44,940$44,659$979,396
11$46,980$42,619$932,416
12$49,113$40,486$883,302
13$51,343$38,256$831,959
14$53,674$35,925$778,284
15$56,112$33,488$722,173
16$58,659$30,940$663,514
17$61,323$28,277$602,191
18$64,107$25,492$538,084
19$67,018$22,582$471,067
20$70,060$19,539$401,006
21$73,241$16,358$327,765
22$76,567$13,032$251,198
23$80,043$9,556$171,155
24$83,678$5,921$87,477
25$87,477$2,122$0

At the end of your 5-year term

Total paid over the term
$447,996
Principal paid down
$164,994
Interest paid
$283,002
Balance remaining
$1,185,406

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $7,145− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,311

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EAGLE REALTY INC.. MLS®/PropTx.

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