23095 Mccowan Road, Georgina, ON
Baldwin, Georgina · MLS® N13580160
About this home
In short
- An exceptional opportunity to acquire approximately 268.76 acres in the Town of Georgina.
- Offering over 650 feet of frontage along McCowan Road, this expansive property is zoned RU (Rural) & M1, presenting a rare opportunity for those seeking privacy...
- Conceptual architectural drawings for a custom luxury estate, resort-style outdoor amenities, a wedding and event venue, and a 30,000 sq. ft. hydroponic dome are...
- Conveniently located near Lake Simcoe, premier golf courses, private schools, and everyday amenities, with easy access to Highway 48, Markham, and Pearson...
An exceptional opportunity to acquire approximately 268.76 acres in the Town of Georgina. Offering over 650 feet of frontage along McCowan Road, this expansive property is zoned RU (Rural) & M1, presenting a rare opportunity for those seeking privacy, scale, and long-term potential. Conceptual architectural drawings for a custom luxury estate, resort-style outdoor amenities, a wedding and event venue, and a 30,000 sq. ft. hydroponic dome are available for review. Conveniently located near Lake Simcoe, premier golf courses, private schools, and everyday amenities, with easy access to Highway 48, Markham, and Pearson International Airport. A truly unique property offering exceptional possibilities in a picturesque setting.
Key facts
- Property type
- Other, Other
- MLS®
- N13580160
- Size
- 1100-1500 sq ft
- Lot
- 100 + ac
- Cross streets
- Ravenshoe & 404
- Property tax
- $13,010 / 2025
- Days on market
- 93
- Listing brokerage
- Royal LePage Our Neighbourhood Realty
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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Baldwin, Georgina, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,920,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,616
- Property tax
- $1,084
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,700
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $46,475
- Estimated closing costs
- $46,475
Plus your down payment of $480,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $636,961
- Principal paid down
- $234,589
- Interest paid
- $402,372
- Balance remaining
- $1,685,411
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Our Neighbourhood Realty. MLS®/PropTx.