6003 Smith Boulevard, Georgina, ON

Baldwin, Georgina · MLS® N13881618

$3,399,800
For Sale
Listed 10 days agoNo offer date stated
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About this home

In short

  • Rare 41.35 acre investment opportunity featuring a mix of 20 acres of Industrial (M1-15), 20 acres of Rural (RU) and 1.2 acres of Residential zoning.
  • Strategically located approx 10 min from Hwy 404 and the approved Bradford Bypass, with convenient access to Hwy 48.
  • Established orchard includes 12,000 apple trees (Honeycrisp, Ambrosia & Gala) and 1,200 pear trees (Bartlett & Anjou).
  • Agricultural infrastructure includes an underground irrigation system with 30,000-litre tank, approximately 25 acres of electric fencing and Orchard maintained on a...
  • The 1.2-acre residential lot offers the opportunity to build your dream home, subject to applicable approvals.

Rare 41.35 acre investment opportunity featuring a mix of 20 acres of Industrial (M1-15), 20 acres of Rural (RU) and 1.2 acres of Residential zoning. Strategically located approx 10 min from Hwy 404 and the approved Bradford Bypass, with convenient access to Hwy 48. Industrial-zoned section features a man-made pond and potential for self-storage and an accessory dwelling development, subject to applicable approvals. Established orchard includes 12,000 apple trees (Honeycrisp, Ambrosia & Gala) and 1,200 pear trees (Bartlett & Anjou). Agricultural infrastructure includes an underground irrigation system with 30,000-litre tank, approximately 25 acres of electric fencing and Orchard maintained on a 90-spray schedule. The 1.2-acre residential lot offers the opportunity to build your dream home, subject to applicable approvals. Excellent opportunity for investors, farmers, business owners and land bankers. A unique opportunity to acquire productive agricultural land with industrial development potential, the infrastructure to support an established orchard business, and a residential building possibilities. VTB financing available.

Key facts

Property type
Other, Other
MLS®
N13881618
Lot
25-49.99 ac
Cross streets
HIGHWAY 48 & SMITH BLVD
Heating
Other
Sewer
None
Property tax
$3,300 / 2025
Days on market
10
Listing brokerage
RE/MAX REALTRON REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Baldwin · asking prices
$1.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.

Per square foot, these ask about $1,103/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
3.40MThis home2.40M949k900k600k252kThis home vs active comparables

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$624K
Virginia
$590K
Historic Lakeshore Communities
$1.02M
Pefferlaw
$828K
Keswick North
$754K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$15,495/mo
$595KIncome needed
5.7×Price ÷ income
$3,576Weekly cost
$71,470Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%mortgage
Mortgage $15,495Property tax $275Total carry $15,770

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,038per month

Mortgage amount $2,719,840 · 4.49% over 25 years

$679,960Down payment (20.0%)
$2,719,840Loan before insurance
$0CMHC premium
$15,313Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,038
Property tax
$275
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,313

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$71,470
Estimated closing costs
$71,470

Plus your down payment of $679,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,202/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,791,699Total interest paid
$4,511,539Total of all payments
Principal $2,719,840 Interest $1,791,699
YearPrincipalInterestBalance
1$60,695$119,766$2,659,145
2$63,451$117,010$2,595,694
3$66,332$114,130$2,529,362
4$69,344$111,118$2,460,018
5$72,492$107,969$2,387,526
6$75,784$104,678$2,311,742
7$79,225$101,237$2,232,518
8$82,822$97,640$2,149,696
9$86,582$93,879$2,063,114
10$90,513$89,948$1,972,601
11$94,623$85,839$1,877,978
12$98,919$81,542$1,779,059
13$103,410$77,051$1,675,648
14$108,106$72,356$1,567,542
15$113,014$67,447$1,454,528
16$118,145$62,316$1,336,383
17$123,510$56,952$1,212,873
18$129,118$51,344$1,083,755
19$134,980$45,482$948,775
20$141,109$39,353$807,667
21$147,516$32,946$660,151
22$154,213$26,248$505,938
23$161,215$19,246$344,722
24$168,535$11,926$176,187
25$176,187$4,274$0

At the end of your 5-year term

Total paid over the term
$902,308
Principal paid down
$332,314
Interest paid
$569,993
Balance remaining
$2,387,526

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.9%
Gross yield
− Property tax $3,300− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $23,602

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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