23589 Highway 48, Georgina, ON
Baldwin, Georgina · MLS® N13665676
About this home
In short
- An exceptional opportunity to build your dream custom home on this impressive 19.71-acre property, offering an appealing combination of space, privacy and convenience.
- Ideally positioned on Highway 48 with convenient access to Highway 404, this property offers an excellent setting for those seeking the tranquility of country living...
An exceptional opportunity to build your dream custom home on this impressive 19.71-acre property, offering an appealing combination of space, privacy and convenience. A portion of the land is already cleared, providing an ideal canvas for a future building site and expansive outdoor living, while the surrounding mixed bush creates a peaceful, natural backdrop with plenty of privacy. Ideally positioned on Highway 48 with convenient access to Highway 404, this property offers an excellent setting for those seeking the tranquility of country living without sacrificing accessibility. Enjoy being just a short drive from the communities of Sutton, Keswick and Jackson's Point, with shopping, restaurants, schools, parks, recreation facilities and everyday essentials within easy reach. Georgina is also renowned for its Lake Simcoe lifestyle, offering numerous marinas, beaches, boating, fishing and year-round recreation, along with popular destinations such as Sibbald Point Provincial Park and De La Salle Beach and Park. Whether you envision a private country estate, hobby property or peaceful rural retreat, this property presents an exciting opportunity to bring your vision to life while remaining conveniently connected to town amenities and the GTA. Building and intended uses subject to all applicable municipal and governmental approvals.
Key facts
- Property type
- Other, Other
- MLS®
- N13665676
- Lot
- 705.89 × 1217.65 ft
- Cross streets
- Highway 48/Miles Road
- Property tax
- $4,136 / 2026
- Days on market
- 68
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
This is a rare parcel: about 19.73 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $642K, which is where my estimate comes from.
Per square foot, these ask about $1,103/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for homes in Georgina: $775K in September 2026, up 2% from a year ago, on 607 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $780K | 61 |
| November 2025 | $765K | 50 |
| December 2025 | $760K | 28 |
| January 2026 | $783K | 20 |
| February 2026 | $820K | 27 |
| March 2026 | $785K | 51 |
| April 2026 | $755K | 50 |
| May 2026 | $785K | 59 |
| June 2026 | $775K | 87 |
| July 2026 | $780K | 71 |
| August 2026 | $800K | 50 |
| September 2026 | $775K | 53 |
Neighbourhood & location
Baldwin, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $759,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,198
- Property tax
- $345
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,542
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,455
- Estimated closing costs
- $15,455
Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $251,865
- Principal paid down
- $92,760
- Interest paid
- $159,105
- Balance remaining
- $666,440
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.