285 Crydermans 313 Side Road, Georgina, ON
Baldwin, Georgina · MLS® N13644290
About this home
In short
- Lovely 4 season, 1+1 bedroom, well maintained home, situated in popular Lyndhurst golf and park.
- Cozy 1 bedroom home, with private, covered and screened in porch, and well sized back yard with 3 storage sheds.
- Open concept home, one bedroom, 4 piece bathroom with nice sized vanity and a 3 season sunroom with walkout to backyard.
- Enjoy walking trails, an inground pool, and just steps from a beautiful 18 hole golf course.
- This home is located on leased land.
Lovely 4 season, 1+1 bedroom, well maintained home, situated in popular Lyndhurst golf and park! Cozy 1 bedroom home, with private, covered and screened in porch, and well sized back yard with 3 storage sheds. Approximately 10 minutes from Lake Simcoe, and just under 15 minutes to the highway 404 extension! Open concept home, one bedroom, 4 piece bathroom with nice sized vanity and a 3 season sunroom with walkout to backyard! Air conditioning is in the unit, never used. Below home insulated 2020, roof 2020, Hot water tank 2023, furnace serviced every year. Enjoy walking trails, an inground pool, and just steps from a beautiful 18 hole golf course! This home is located on leased land. 12 Month lease in place, monthly lease is $478.68 + HST
Key facts
- Property type
- Other, Other
- MLS®
- N13644290
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 700 sq ft
- Cross streets
- Hwy 48 and Crydermans Sdrd
- Parking
- 2 parking
- Driveway
- Available
- Basement
- None
- Heating
- Forced Air
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Community, Inground
- Property tax
- $118 / 2025
- Days on market
- 74
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
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Baldwin, Georgina, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $201,600 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,115
- Property tax
- $10
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,125
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $2,255
- Estimated closing costs
- $2,255
Plus your down payment of $50,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $66,881
- Principal paid down
- $24,632
- Interest paid
- $42,249
- Balance remaining
- $176,968
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.