1 Margaret Place, Georgina, ON

Keswick North, Georgina · MLS® N13634302

$819,900
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Others simply feel right.
  • 1 Margaret Place does both...On the corner lot of a quiet dead-end street, 1 Margaret Place is one of those rare homes that leaves a lasting first impression.
  • Set proudly on a premium 142 ft deep lot, its timeless brick exterior, mature tree, manicured landscaping, elevated entry, double car garage, and inviting curb appeal...
  • At the centre of it all is a beautifully renovated kitchen designed to bring people together.
  • The thoughtful 3+1 bedroom, 2 bathroom layout adapts as life changes.

Some homes impress. Others simply feel right. 1 Margaret Place does both...On the corner lot of a quiet dead-end street, 1 Margaret Place is one of those rare homes that leaves a lasting first impression. Set proudly on a premium 142 ft deep lot, its timeless brick exterior, mature tree, manicured landscaping, elevated entry, double car garage, and inviting curb appeal set the tone before you even step inside.Step inside, and the home begins to tell its story.At the centre of it all is a beautifully renovated kitchen designed to bring people together. Anchored by an oversized island with seating for five, it's where mornings begin with coffee, family dinners linger a little longer, and friends naturally gather. Quartz countertops, white shaker cabinetry, stainless steel appliances, a custom backsplash, and an open layout flowing effortlessly into the sun-filled living room and out to the raised deck create a space that's as functional as it is beautiful. The thoughtful 3+1 bedroom, 2 bathroom layout adapts as life changes. Three bright bedrooms complete the main level, while the fully finished walkout lower level feels less like a basement and more like a true extension of the home. An expansive recreation room, fourth bedroom with large windows, full bathroom, and direct walkout to the backyard make it ideal for multigenerational living, growing families, or simply having the extra space you've always wanted. Outside, enjoy two levels of outdoor living with an upper deck, lower patio, fully fenced backyard, fire pit, and storage shed, creating the perfect setting to unwind or entertain all season long. Just minutes from Lake Simcoe, schools, shopping, and Highway 404, this is more than a beautifully updated home. It's a place where everyday moments become lasting memories.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13634302
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
39.37 × 142.82 ft
Cross streets
Riveredge & Woodbine
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,831 / 2025
Days on market
76
Listing brokerage
RE/MAX ACE REALTY INC.

Rooms

Living RoomMain5.42 × 3.52 m

laminate · large window · overlooks frontyard

RecreationBasement8.94 × 3.44 m

laminate · sliding doors · w/o to patio

Bedroom 2Main3.30 × 2.99 m

laminate · overlooks frontyard

Bedroom 4Basement3.05 × 2.96 m

Laminate

BathroomMain2.41 × 1.51 m

skylight · 4 pc bath

Furnace RoomLower0.00 × 0.00 m

combined w/laundry · w/o to patio

Bedroom 3Main3.11 × 3.48 m

laminate · overlooks backyard

Primary BedroomMain4.01 × 3.31 m

laminate · large closet · overlooks backyard

BathroomLower0.00 × 0.00 m

3 Pc Bath

KitchenMain4.79 × 3.38 m

renovated · quartz counter · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$684K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,737/mo
$159KIncome needed
5.2×Price ÷ income
$862Weekly cost
$12,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,737Property tax $403Total carry $4,139

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,627per month

Mortgage amount $655,920 · 4.49% over 25 years

$163,980Down payment (20.0%)
$655,920Loan before insurance
$0CMHC premium
$4,029Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,627
Property tax
$403
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,029

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,873
Estimated closing costs
$12,873

Plus your down payment of $163,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,390/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,088Total interest paid
$1,088,008Total of all payments
Principal $655,920 Interest $432,088
YearPrincipalInterestBalance
1$14,637$28,883$641,283
2$15,302$28,218$625,981
3$15,997$27,524$609,984
4$16,723$26,797$593,261
5$17,482$26,038$575,779
6$18,276$25,244$557,503
7$19,106$24,414$538,397
8$19,973$23,547$518,423
9$20,880$22,640$497,543
10$21,828$21,692$475,715
11$22,819$20,701$452,895
12$23,855$19,665$429,040
13$24,939$18,582$404,101
14$26,071$17,449$378,030
15$27,255$16,266$350,776
16$28,492$15,028$322,284
17$29,786$13,735$292,498
18$31,138$12,382$261,360
19$32,552$10,968$228,808
20$34,030$9,490$194,778
21$35,575$7,945$159,203
22$37,190$6,330$122,013
23$38,879$4,641$83,134
24$40,644$2,876$42,490
25$42,490$1,031$0

At the end of your 5-year term

Total paid over the term
$217,602
Principal paid down
$80,141
Interest paid
$137,460
Balance remaining
$575,779

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,831− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,333

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ACE REALTY INC.. MLS®/PropTx.

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