5 Medina Square, Georgina, ON

Keswick North, Georgina · MLS® N13792302

$789,000
For Sale
Listed 33 days agoNo offer date stated
3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to a property that offers something increasingly hard to find - space, location, flexibility, & future potential.
  • Set on a large private yard backing onto a spacious park & elementary school, this 1970s-style three-level sidesplit offers a fantastic setting for families who want...
  • For families, there's plenty to appreciate: a private backyard, parkland directly behind, an elementary school nearby, & the lake at the end of the road.
  • There are expansion possibilities to explore, & under the applicable provisions, up to 3 dwelling units may be permitted on the property, (only 1 of those 3 units...

Welcome to a property that offers something increasingly hard to find - space, location, flexibility, & future potential.Set on a large private yard backing onto a spacious park & elementary school, this 1970s-style three-level sidesplit offers a fantastic setting for families who want room to grow, play, & enjoy the outdoors. The location is hard to beat - Lake Simcoe is right at the end of the road, putting lakeside recreation & the natural beauty of the area just moments from home.Inside, the home offers a comfortable, well-flowing floor plan with generous living space & two walkouts to the rear yard, creating an easy connection between the house & the expansive outdoor space. For families, there's plenty to appreciate: a private backyard, parkland directly behind, an elementary school nearby, & the lake at the end of the road.But there's another side to this property that may appeal to investors, multigenerational families, or buyers looking to create additional living space.There are expansion possibilities to explore, & under the applicable provisions, up to 3 dwelling units may be permitted on the property, (only 1 of those 3 units permitted to be located in a detached accessory residential unit). And then there's the true two-car attached garage - a valuable feature for families, hobbyists, and anyone looking for additional parking & storage.This is more than just a house. It's a property with lifestyle appeal today & possibilities for tomorrow. Large yard. Park and school behind you. Lake Simcoe at the end of the road. Three-level sidesplit. Two-car attached garage. Two rear walkouts. And potential to explore additional living space.Whether you're looking for a place for your family to put down roots or a property where you can explore its investment & development potential, this one deserves a closer look.Come see what this property could become.

Key facts

Property type
Detached, Sidesplit 3
MLS®
N13792302
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
104.04 × 145.05 ft
Cross streets
METRO RD NORTH/CHURCH STREET
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,498 / 2026
Days on market
33
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomMain2.96 × 3.06 m

combined w/kitchen · w/o to deck · access to garage

Living RoomMain6.81 × 3.65 m

Gas Fireplace

WorkshopBasement3.75 × 3.38 m

Large Window

Bedroom 2Upper2.88 × 3.65 m
KitchenMain4.24 × 3.06 m

combined w/dining · w/o to deck

OtherBasement2.76 × 3.38 m
Utility RoomBasement6.47 × 2.82 m

Combined w/Laundry

Primary BedroomUpper3.82 × 3.06 m

walk-out · his and hers closets

RecreationLower5.98 × 6.69 m

wood stove · 3 pc ensuite · large window

Bedroom 3Upper3.20 × 3.63 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$763Klikely sale price

Listed at $789,000. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $763K, if it sells. A realistic range is $715K to $860K.

Independent value check: $743K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $696K and $779K).

Why $743K. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyIts lot is 104 by 145 ft; the typical lot sold here is 49 by 126.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
List price
$715KBelow recent closings$860KAbove recent closings

Total price vs nearby homes. Likely closing about $763K, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$781Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
33days on market so far
$3,196/moest. rent · 20 leases
4.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4 months of inventory: 43 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $607/sqft against an area asking average of $483/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $743K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Keswick North, so I widened the search to the surrounding area.

Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick North · asking prices
$712kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $743K, which is where my estimate comes from.

Per square foot, these ask about $547/sqft; this home lists at $607/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
789kThis home739k700k699k600k820kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$930K11
November 2025$808K8
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$760K15
August 2026$849K7
September 2026$780K13

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,596/mo
$156KIncome needed
5.1×Price ÷ income
$830Weekly cost
$12,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,596Property tax $458Total carry $4,054

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,490per month

Mortgage amount $631,200 · 4.49% over 25 years

$157,800Down payment (20.0%)
$631,200Loan before insurance
$0CMHC premium
$3,948Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,490
Property tax
$458
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,948

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,255
Estimated closing costs
$12,255

Plus your down payment of $157,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,224/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$415,804Total interest paid
$1,047,004Total of all payments
Principal $631,200 Interest $415,804
YearPrincipalInterestBalance
1$14,086$27,794$617,114
2$14,725$27,155$602,389
3$15,394$26,486$586,995
4$16,093$25,787$570,902
5$16,823$25,057$554,079
6$17,587$24,293$536,492
7$18,386$23,494$518,106
8$19,221$22,660$498,885
9$20,093$21,787$478,792
10$21,006$20,875$457,786
11$21,959$19,921$435,827
12$22,956$18,924$412,871
13$23,999$17,881$388,872
14$25,088$16,792$363,783
15$26,227$15,653$337,556
16$27,418$14,462$310,138
17$28,663$13,217$281,474
18$29,965$11,916$251,510
19$31,325$10,555$220,185
20$32,747$9,133$187,437
21$34,234$7,646$153,203
22$35,789$6,091$117,414
23$37,414$4,467$80,001
24$39,112$2,768$40,888
25$40,888$992$0

At the end of your 5-year term

Total paid over the term
$209,401
Principal paid down
$77,121
Interest paid
$132,280
Balance remaining
$554,079

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Keswick North$3,196/mo
$38,352Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,843 to $3,356Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Keswick North signed at a median of $3,131 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,196. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $5,498− Insurance $1,400− Vacancy & upkeep $4,219Net operating income $27,235

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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