1703-75 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13680112

$499,000
For Sale
Listed 65 days agoOffer date passed (Fri, Sep 4)Sitting longer than typical
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome to Your Perfect Move-Up Home with an Open City Views upsize without compromise.
  • With a smart, open-concept layout, 9 ft ceilings, and floor-to.
  • This bright and spacious 2-bedroom, 2-bathroom corner unit is ideal for those looking to ceiling windows, every room is filled with natural light and beautiful...
  • The modern kitchen features quartz countertops, stainless steel appliances, and a stylish backsplash, 4' wide Center Island - perfect for everyday living and...
  • Includes 1 parking and 1 locker.

Welcome to Your Perfect Move-Up Home with an Open City Views upsize without compromise. With a smart, open-concept layout, 9 ft ceilings, and floor-to. This bright and spacious 2-bedroom, 2-bathroom corner unit is ideal for those looking to ceiling windows, every room is filled with natural light and beautiful northwest city views. The modern kitchen features quartz countertops, stainless steel appliances, and a stylish backsplash, 4' wide Center Island - perfect for everyday living and entertaining. A chandelier that adds an elegant touch to the dining space. Step out onto your private balcony and enjoy the view! This well-kept unit is located just steps from the GO Train, and close to shopping malls, restaurants, movie theatres, parks, schools, major highways and Viva transit - everything you need is right at your doorstep. Includes 1 parking and 1 locker. This is the perfect blend of comfort, convenience, and style - a must-see for buyers looking to upsize! Offers will be reviewed on Sept 4, 2026.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13680112
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Hwy 7 and Yonge Street
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$735/mo
Exposure
North West
Property tax
$2,852 / 2025
Days on market
65
Listing brokerage
KW Living Realty

Rooms

KitchenFlat2.82 × 2.59 m

stainless steel appl · backsplash · centre island

Bedroom 2Flat3.05 × 2.74 m

north view · laminate · closet

Primary BedroomFlat3.12 × 2.90 m

nw view · laminate · 4 pc ensuite

Dining RoomFlat3.28 × 3.30 m

combined w/living · open concept · laminate

Living RoomFlat3.28 × 3.28 m

combined w/dining · w/o to balcony · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,274/mo
$112KIncome needed
4.5×Price ÷ income
$525Weekly cost
$6,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,274Property tax $238Condo fee $735Total carry $3,247

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,180Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$238
Condo / maintenance fees
$735
Heating
$0
Estimated monthly cost
$3,180

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Estimated closing costs
$6,455

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $2,852− Condo fees $8,818− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,566

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

CallRequest a showing