707-95 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13552716

$490,000
For Sale
Listed 100 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome To Era Condo By Pemberton.
  • This 2B and 2 Bathrooms Right In The Prime Location Of Yonge & Hwy 7.
  • New Painting, 9ft Ceiling.
  • Functional layout with proper separation of bedrooms, Open Space Gourmet Kitchen With S/S Appliances.
  • Walk-in Closet in Primary Br, Enjoy The Amenities 24hr Concierge, Gym, Party Room, Rooftop Deck, Mins To Shops & Restaurants, Langstaff GO, Hwy 404/407, Parks.

Welcome To Era Condo By Pemberton! This 2B and 2 Bathrooms Right In The Prime Location Of Yonge & Hwy 7. New Painting, 9ft Ceiling. Huge Sun-Filled Floor To Ceiling Windows. Functional layout with proper separation of bedrooms, Open Space Gourmet Kitchen With S/S Appliances. Laminate Flooring Throughout. Large Balcony. Walk-in Closet in Primary Br, Enjoy The Amenities 24hr Concierge, Gym, Party Room, Rooftop Deck, Mins To Shops & Restaurants, Langstaff GO, Hwy 404/407, Parks. Step to Community Center. Get The Lifestyle Of Luxury And Convenience In A Safe Neighborhood With Reputable Schools.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13552716
Bedrooms
2
Bathrooms
2
Size
700-799 sq ft
Cross streets
Hwy 7 / Yonge St.
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$605/mo
Exposure
East
Property tax
$2,714 / 2026
Days on market
100
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 2Flat3.00 × 3.00 m

laminate · window floor to ceiling · east view

Dining RoomFlat2.90 × 2.30 m

laminate · centre island · combined w/kitchen

Living RoomFlat3.10 × 2.95 m

laminate · w/o to balcony · east view

KitchenFlat2.90 × 2.30 m

laminate · quartz counter · stainless steel appl

Primary BedroomFlat3.00 × 2.60 m

laminate · 3 pc ensuite · east view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,233/mo
$107KIncome needed
4.6×Price ÷ income
$515Weekly cost
$6,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,233Property tax $226Condo fee $605Total carry $3,065

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,167per month

Mortgage amount $392,000 · 4.49% over 25 years

$98,000Down payment (20.0%)
$392,000Loan before insurance
$0CMHC premium
$2,999Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,167
Property tax
$226
Condo / maintenance fees
$605
Heating
$0
Estimated monthly cost
$2,999

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,275
Estimated closing costs
$6,275

Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,623/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$258,231Total interest paid
$650,231Total of all payments
Principal $392,000 Interest $258,231
YearPrincipalInterestBalance
1$8,748$17,261$383,252
2$9,145$16,864$374,107
3$9,560$16,449$364,547
4$9,994$16,015$354,553
5$10,448$15,561$344,105
6$10,922$15,087$333,182
7$11,418$14,591$321,764
8$11,937$14,072$309,827
9$12,479$13,530$297,349
10$13,045$12,964$284,303
11$13,638$12,372$270,666
12$14,257$11,752$256,409
13$14,904$11,105$241,505
14$15,581$10,428$225,924
15$16,288$9,721$209,636
16$17,028$8,981$192,608
17$17,801$8,208$174,807
18$18,609$7,400$156,197
19$19,454$6,555$136,743
20$20,337$5,672$116,406
21$21,261$4,748$95,145
22$22,226$3,783$72,919
23$23,235$2,774$49,683
24$24,290$1,719$25,393
25$25,393$616$0

At the end of your 5-year term

Total paid over the term
$130,046
Principal paid down
$47,895
Interest paid
$82,151
Balance remaining
$344,105

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $2,714− Condo fees $7,263− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,055

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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