357 Baldwin Road, Georgina, ON
Baldwin, Georgina · MLS® N13721768
About this home
In short
- Welcome To A True Paradise Home.
- Rarely Offered Riverfront Featuring Over 204 Ft Of Frontage And Approx.
- 220+ Ft Of Direct Waterfront Along The Beautiful Black River - All Just 45 Minutes From Toronto.
- This Newly Renovated Charming 1.5 Storey Home Is Nestled Into A Private Ravine Setting Surrounded By Mature Trees And Nature, Offering Exceptional Privacy And A Truly...
- Recent Upgrades Include: Newly Renovated Interior (2026), Newly Installed Central Air Conditioning (2026), New Well (2022) Newer 3-Tier Deck & Dock (2022) Water...
Welcome To A True Paradise Home! Rarely Offered Riverfront Featuring Over 204 Ft Of Frontage And Approx. 220+ Ft Of Direct Waterfront Along The Beautiful Black River - All Just 45 Minutes From Toronto.This Newly Renovated Charming 1.5 Storey Home Is Nestled Into A Private Ravine Setting Surrounded By Mature Trees And Nature, Offering Exceptional Privacy And A Truly Park-Like Atmosphere. Gated Entry Enhances The Exclusivity Of This Hidden Gem.Ideal As A Year-Round Residence, Luxury Cottage Escape, Family Retreat, Or High-Income Investment Property. Experience The Ultimate Waterfront Lifestyle With A Stunning Newer 3-Tier Deck And Private Dock (2022), Perfect For Relaxing, Entertaining, Fishing From Shore, Kayaking, Canoeing, Or Paddling Toward Downtown Sutton And Lake Simcoe With Only One Portage. A Rare Investment Opportunity - The Property Was Operating As A Fully Licensed Short-Term Rental With Strong And Consistent Rental Income Potential, Making It An Exceptional Airbnb/Cottage Rental Investment. Conveniently Located: Approx. 10 Minutes To Keswick & Sutton Approx. 45 Minutes To Toronto Four-Season Recreational Enjoyment. Recent Upgrades Include: Newly Renovated Interior (2026), Newly Installed Central Air Conditioning (2026), New Well (2022) Newer 3-Tier Deck & Dock (2022) Water Softener & Water Purification System (2021) Hot Water Tank (2021) Furnace Motor (2022) 3 Garden Sheds Gazebo & Existing Light Fixtures
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13721768
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 204.23 × 125.95 ft
- Cross streets
- W. of Hwy 48 / Baldwin Rd.
- Parking
- 10 parking
- Driveway
- Circular Drive
- Basement
- Finished, Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air, Window Unit(s)
- Exterior
- Stucco (Plaster)
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $2,784 / 2025
- Days on market
- 24
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
laminate · window
granite counters · centre island · double sink
overlooks garden · combined w/kitchen · laminate
laminate · window
laminate · window
overlook water · combined w/living · laminate
overlook water · combined w/living · laminate
Listed at $990,000. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $954K, if it sells. A realistic range is $894K to $1.07M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $954K, from 5 recent closings in this pocket.
The market behind the math:
About 4.2 months of inventory: 7 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $762/sqft against an area asking average of $620/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $550K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Black River PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Baldwin, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $696K, which is where my estimate comes from.
Per square foot, these ask about $595/sqft; this home lists at $762/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Baldwin, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $792,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,335
- Property tax
- $232
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,567
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,275
- Estimated closing costs
- $16,275
Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $260,112
- Principal paid down
- $97,925
- Interest paid
- $162,187
- Balance remaining
- $694,075
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.