38 Audubon Way, Georgina, ON

Baldwin, Georgina · MLS® N13777494

$1,789,000
For Sale
Listed 9 days agoNo offer date stated
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3+2Bedrooms
3Bathrooms
3Garage · 13 parking
2000-2500Sq ft

About this home

In short

  • Welcome to This Rarely Offered Exquisite Custom-Built Home in Prestigious Audubon Estates of Georgina Nestled on A Spectacular 1.931Acre Pie-shaped Lot - One of the...
  • 4400+ Sqft Gorgeous Space w/ 3+2 Bedrm, 3-Baths; Freshly Painted Throughout; Expansive Living Rm W/Fireplace and Direct W/O to Patio, Where Two Oversized Gazebos...
  • An Elegant Front Fountain, Adds to the Home's Charm Perfectly Located Close to Schools, Parks, Beaches, Lakes, Golf Clubs, Shops, Banks, ROC Community Center and...

Welcome to This Rarely Offered Exquisite Custom-Built Home in Prestigious Audubon Estates of Georgina *** Nestled on A Spectacular 1.931Acre Pie-shaped Lot - One of the Largest and Most Coveted Parcels In the Neighborhood *** This Stunning Raised Bungalow Features South Exposure, Timeless Elegance w/Modern Sophistication: Approx. 4400+ Sqft Gorgeous Space w/ 3+2 Bedrm, 3-Baths; Freshly Painted Throughout; Expansive Living Rm W/Fireplace and Direct W/O to Patio, Where Two Oversized Gazebos Create a Warm & Inviting Atmosphere, Ideal For Daily Living and Hosting Guests; the Bright Open Concept Family & Dining Area Boasts Coffered Ceiling, Large Picture Windows and Hardwood Floors; while the Newly Designed Chef-Inspired E/I Kitchen is a Truly Showpiece w/Custom Cabinetry, Quartz Countertops, Marble Backsplash, High-End S/S Appliances, Pot-Lights and Cozy Brkfast Seating; Two Newly Renovated 4-Pieces Bathrooms Showcase Marble/Quartz Countertops, Marble Flooring, Glass Shower, Stylish Fixtures and Many Upgrades *** Three Spacious Bedrooms in Main Floor Provide Convenience, Comfort and Elegance *** Finished Basement Offers Large Above-Grade Windows, Open-Concept Rec. Area, Gym, Office, Fourth Bedroom w/Gorgeous W/I Closet, Fifth Bedroom and A Massive Storage Room *** Outside, the Property is Masterfully Landscaped with Lined Mature Trees, Golf-Course-Like Lawns and Vibrant Gardens, Creating a Private and Breathtaking Outdoor Paradise. An Elegant Front Fountain, Adds to the Home's Charm *** Perfectly Located Close to Schools, Parks, Beaches, Lakes, Golf Clubs, Shops, Banks, ROC Community Center and More..... *** Mins Drive to Hwy48 and Hwy404, the Home Combines Luxury and Convenience *** The Coveted 1.931Acres Residential Lot Offers Endless Possibilities -- Whether As Your Dream Home, A Country-Style Retreat, or A Valuable Long-Term Investment *** DON'T MISS OUT THIS RARE OPPORTUNITY*** For Full Details, Pls See Feature Sheet & Virtual Tour ***

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13777494
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
2000-2500 sq ft
Lot
124.8 × 463.64 ft
Cross streets
Smith Blvd & Audubon Way
Parking
3 garage · 13 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$6,147 / 2025
Days on market
9
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Living RoomMain8.08 × 4.27 m

picture window · hardwood floor · walk-out

Bedroom 2Main4.04 × 4.67 m

large window · double closet · hardwood floor

Bedroom 3Main4.01 × 3.66 m

large window · hardwood floor · large closet

Media RoomLower8.23 × 4.11 m

laminate · above grade window · open concept

Family RoomMain3.96 × 4.11 m

picture window · hardwood floor · open concept

OfficeLower4.27 × 3.43 m

laminate · above grade window · open concept

Bedroom 5Lower4.11 × 2.92 m

laminate · above grade window · double closet

Dining RoomMain5.33 × 4.88 m

picture window · hardwood floor · open concept

Primary BedroomMain4.88 × 4.88 m

4 pc bath · double closet · hardwood floor

KitchenMain4.27 × 3.81 m

vinyl floor · quartz counter · breakfast area

Bedroom 4Lower8.99 × 5.94 m

laminate · above grade window · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.72Mlikely sale price

Listed at $1,789,000. Going by how homes in Baldwin and the wider GTA have actually closed against their asking prices (about 96%, 5 local closings in 90 days), the likely sale price is near $1.72M, if it sells. A realistic range is $1.61M to $1.94M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes about 4,400 sq ft, while the size on record is 2000 to 2500 sq ft.

List price
$1.61MBelow recent closings$1.94MAbove recent closings

Total price vs nearby homes. Likely closing about $1.72M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$730Kmedian sold price
90%of asking, on average
−23%prices vs a year ago
~45 dayshomes like this take to sell
9days on market so far
Buyer's market
Buyer's marketSeller's market

About 7.2 months of inventory: 12 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $795/sqft against an area asking average of $643/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $833K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Baldwin, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Baldwin over the past two years, from 40 closings there.

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Virginia
$609K
Keswick North
$995K
Historic Lakeshore Communities
$934K
Pefferlaw
$944K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 10.0 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$8,154/mo
$329KIncome needed
5.4×Price ÷ income
$1,882Weekly cost
$32,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,154Property tax $512Total carry $8,666

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,834per month

Mortgage amount $1,431,200 · 4.39% over 25 years

$357,800Down payment (20.0%)
$1,431,200Loan before insurance
$0CMHC premium
$8,346Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,834
Property tax
$512
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,346

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,255
Estimated closing costs
$32,255

Plus your down payment of $357,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$9,491/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$919,006Total interest paid
$2,350,206Total of all payments
Principal $1,431,200 Interest $919,006
YearPrincipalInterestBalance
1$32,386$61,622$1,398,814
2$33,824$60,185$1,364,990
3$35,325$58,683$1,329,665
4$36,893$57,116$1,292,773
5$38,530$55,478$1,254,243
6$40,240$53,768$1,214,003
7$42,026$51,982$1,171,977
8$43,891$50,117$1,128,086
9$45,839$48,169$1,082,247
10$47,873$46,135$1,034,373
11$49,998$44,010$984,375
12$52,217$41,791$932,158
13$54,535$39,474$877,623
14$56,955$37,053$820,668
15$59,483$34,525$761,185
16$62,123$31,885$699,063
17$64,880$29,128$634,183
18$67,759$26,249$566,423
19$70,767$23,242$495,657
20$73,907$20,101$421,749
21$77,188$16,821$344,562
22$80,613$13,395$263,949
23$84,191$9,817$179,758
24$87,928$6,081$91,830
25$91,830$2,178$0

At the end of your 5-year term

Total paid over the term
$470,041
Principal paid down
$176,957
Interest paid
$293,084
Balance remaining
$1,254,243

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.1%Cap rate after taxes and upkeep

About the suite: in Baldwin basements rarely rent out (0 of 4 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,147− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,309

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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