92 Robb Thompson Road, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13745590

$898,000
For Sale
Listed 45 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Newly Built 4-Bedroom Semi-Detached Home, Over 2, 000+ Sq.
  • Beautifully Maintained & Move-In Ready With An Open-Concept Layout, Hardwood Floors, Pot Lights, Crown Moulding, Fresh Paint, And An Upgraded Kitchen Featuring Quartz...
  • Family-Friendly Location Surrounded By Mature Trees, Scenic Trails, Close To Parks, Schools, Hwy 48, Davis Drive, Upper Canada Mall & Costco.

Newly Built 4-Bedroom Semi-Detached Home, Over 2, 000+ Sq. Ft. In Mount Albert, East Gwillimbury. Beautifully Maintained & Move-In Ready With An Open-Concept Layout, Hardwood Floors, Pot Lights, Crown Moulding, Fresh Paint, And An Upgraded Kitchen Featuring Quartz Counters, Centre Island, Stainless Steel Appliances, Upgraded Cabinetry & Pull-Out Organizers. Spacious Bedrooms, Upgraded Washrooms, Custom Blinds Throughout, Professionally Landscaped Front & Backyard With Patio & Gardens, Plus Water Softener & Security System. Family-Friendly Location Surrounded By Mature Trees, Scenic Trails, Close To Parks, Schools, Hwy 48, Davis Drive, Upper Canada Mall & Costco. Ready To Move In And Enjoy!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13745590
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
23.62 × 98.43 ft
Cross streets
Mt Albert Rd/HWY 48
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,508 / 2026
Days on market
45
Listing brokerage
RE/MAX EXPERTS

Rooms

Living RoomGround5.60 × 3.84 m

gas fireplace · w/o to patio · hardwood floor

Dining RoomGround5.57 × 3.39 m

combined w/kitchen · hardwood floor

LaundryMain0.00 × 0.00 m

Broadloom

Bedroom 2Second2.47 × 3.38 m

Broadloom

Bedroom 3Second2.59 × 4.30 m

Broadloom

Primary BedroomSecond3.87 × 6.58 m

walk-in closet(s) · broadloom · ceiling fan(s)

KitchenGround5.57 × 2.42 m

quartz counter · backsplash · centre island

FoyerGround0.00 × 0.00 m

crown moulding · ceramic floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Holland Landing
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,093/mo
$171KIncome needed
5.2×Price ÷ income
$944Weekly cost
$14,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,093Property tax $376Total carry $4,468

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,972per month

Mortgage amount $718,400 · 4.49% over 25 years

$179,600Down payment (20.0%)
$718,400Loan before insurance
$0CMHC premium
$4,348Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,972
Property tax
$376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,348

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,435
Estimated closing costs
$14,435

Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,808/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,247Total interest paid
$1,191,647Total of all payments
Principal $718,400 Interest $473,247
YearPrincipalInterestBalance
1$16,032$31,634$702,368
2$16,760$30,906$685,609
3$17,520$30,145$668,088
4$18,316$29,350$649,772
5$19,148$28,518$630,625
6$20,017$27,649$610,608
7$20,926$26,740$589,682
8$21,876$25,790$567,806
9$22,869$24,797$544,937
10$23,908$23,758$521,029
11$24,993$22,673$496,036
12$26,128$21,538$469,908
13$27,314$20,352$442,594
14$28,554$19,112$414,040
15$29,851$17,815$384,189
16$31,206$16,460$352,983
17$32,623$15,043$320,360
18$34,104$13,562$286,256
19$35,653$12,013$250,603
20$37,271$10,394$213,332
21$38,964$8,702$174,368
22$40,733$6,933$133,635
23$42,582$5,084$91,053
24$44,516$3,150$46,537
25$46,537$1,129$0

At the end of your 5-year term

Total paid over the term
$238,329
Principal paid down
$87,775
Interest paid
$150,554
Balance remaining
$630,625

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $4,508− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,948

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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