26 Elm Grove Avenue, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13755086
About this home
In short
- Rare Richmond Hill Opportunity! 2 + 2 Beds | 3.5 Bath | 50 x 209 ft Lot Newly renovated 2-story home featuring 4 spacious bedrooms & 3.5 bathrooms on an oversized 50...
- Located in the most desirable part of Richmond Hill, with city confirmation for potential lot severance ( ask LA for PDF) offering exceptional investment and...
- Fridge(2025) /Dishwashers(2024) / Washer & Dryer(2025) / SS Stove 2024)
*Rare Richmond Hill Opportunity!* 2 + 2 Beds | 3.5 Bath | 50 x 209 ft Lot Newly renovated 2-story home featuring 4 spacious bedrooms & 3.5 bathrooms on an oversized 50 x 209 ft lot. Located in the most desirable part of Richmond Hill, with city confirmation for potential lot severance ( ask LA for PDF) offering exceptional investment and development potential. A perfect blend of modern living and future opportunity. Fridge(2025) /Dishwashers(2024) / Washer & Dryer(2025) / SS Stove 2024)
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13755086
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 50 × 208 ft
- Cross streets
- Yonge St & King Rd
- Parking
- 1 garage · 7 parking (detached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $6,287 / 2025
- Days on market
- 41
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
closet · broadloom
hardwood floor · window floor to ceiling · w/o to deck
open concept · granite counters
hardwood floor · cathedral ceiling(s)
walk-in closet(s) · 4 pc ensuite · hardwood floor
walk-in closet(s) · 4 pc ensuite · hardwood floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $742/sqft; this home lists at $822/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,150,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,361
- Property tax
- $524
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,885
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,235
- Estimated closing costs
- $25,235
Plus your down payment of $287,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $381,646
- Principal paid down
- $140,558
- Interest paid
- $241,088
- Balance remaining
- $1,009,842
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.