33 Winisk Street, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13757532

$1,199,999
For Sale
Listed 41 days agoNo offer date stated
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4Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Rare opportunity in Richmond Hill's sought-after Jefferson community ideal for first time home buyers.
  • This oversized corner freehold townhome offers approximately 2,094 sq. ft. of bright, functional living space, 4 bedrooms, 3 bathrooms and a generous 33-ft-wide lot.
  • The main level features hardwood flooring, smooth ceilings, pot lights, a spacious family room, separate living and dining areas, and a bright eat-in kitchen with...
  • Upstairs, the large primary bedroom includes a walk-in closet and ensuite with glass shower, along with three additional bedrooms and convenient second-floor laundry.
  • A spacious, bright and move-in-ready 4-bedroom freehold home with a rare corner lot, an excellent opportunity in Jefferson.

Rare opportunity in Richmond Hill's sought-after Jefferson community ideal for first time home buyers! This oversized corner freehold townhome offers approximately 2,094 sq. ft. of bright, functional living space, 4 bedrooms, 3 bathrooms and a generous 33-ft-wide lot.With extra windows throughout, the home is filled with natural light and offers the space and feel many buyers look for in a detached home. The main level features hardwood flooring, smooth ceilings, pot lights, a spacious family room, separate living and dining areas, and a bright eat-in kitchen with walkout to the fully fenced oversized backyard.Upstairs, the large primary bedroom includes a walk-in closet and ensuite with glass shower, along with three additional bedrooms and convenient second-floor laundry.Additional features include hardwood stairs with iron pickets, stainless steel kitchen appliances, smart lighting and thermostat controls, Ring alarm and video doorbell, security cameras, remote-access garage door opener, gas BBQ hookup and LED lighting.Located across from detached homes and close to schools, parks, shopping, dining, transit and everyday amenities. A spacious, bright and move-in-ready 4-bedroom freehold home with a rare corner lot, an excellent opportunity in Jefferson.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13757532
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
33.3 × 91.01 ft
Cross streets
Bathurst St. and Milos Rd.
Parking
1 garage · 3 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,225 / 2026
Days on market
41
Listing brokerage
KELLER WILLIAMS EMPOWERED REALTY

Rooms

KitchenMain3.04 × 2.62 m

ceramic floor · stainless steel appl · granite counters

Bedroom 2Second2.77 × 3.17 m

Broadloom

Living RoomMain3.84 × 3.04 m

Hardwood Floor

Bedroom 4Second3.08 × 3.04 m

Broadloom

BreakfastMain3.04 × 2.74 m

ceramic floor · w/o to deck · large window

Dining RoomMain4.33 × 3.04 m

Hardwood Floor

Bedroom 3Second3.04 × 3.35 m

Broadloom

Family RoomMain4.02 × 4.39 m

Hardwood Floor

Primary BedroomSecond4.57 × 4.45 m

Broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.08M
Westbrook
$1.07M
Oak Ridges Lake Wilcox
$1.02M
Rural Richmond Hill
$1.10M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,469/mo
$225KIncome needed
5.3×Price ÷ income
$1,262Weekly cost
$20,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,469Property tax $435Total carry $5,905

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,308per month

Mortgage amount $959,999 · 4.49% over 25 years

$240,000Down payment (20.0%)
$959,999Loan before insurance
$0CMHC premium
$5,743Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,308
Property tax
$435
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,743

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,475
Estimated closing costs
$20,475

Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,424/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,401Total interest paid
$1,592,400Total of all payments
Principal $959,999 Interest $632,401
YearPrincipalInterestBalance
1$21,423$42,273$938,576
2$22,396$41,300$916,180
3$23,413$40,283$892,768
4$24,476$39,220$868,292
5$25,587$38,109$842,705
6$26,749$36,947$815,956
7$27,963$35,733$787,993
8$29,233$34,463$758,760
9$30,560$33,136$728,200
10$31,948$31,748$696,252
11$33,398$30,298$662,854
12$34,915$28,781$627,939
13$36,500$27,196$591,439
14$38,157$25,539$553,282
15$39,890$23,806$513,393
16$41,701$21,995$471,692
17$43,594$20,102$428,098
18$45,574$18,122$382,524
19$47,643$16,053$334,881
20$49,806$13,890$285,075
21$52,067$11,629$233,008
22$54,431$9,265$178,577
23$56,903$6,793$121,674
24$59,486$4,210$62,187
25$62,187$1,509$0

At the end of your 5-year term

Total paid over the term
$318,480
Principal paid down
$117,294
Interest paid
$201,186
Balance remaining
$842,705

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,225− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,231

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EMPOWERED REALTY. MLS®/PropTx.

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