71 Vivian Creek Road, East Gwillimbury, ON
Mt Albert, East Gwillimbury · MLS® N13768542
About this home
In short
- Welcome to this exceptional Bungaloft home nestled in one of Mount Albert's most sought-after neighborhoods, where small-town charm meets modern comfort.
- Meticulously maintained and showcasing true pride of ownership, this stunning bungaloft residence offers over 3,500 sq. ft. of beautifully designed above-grade living...
- Step inside to soaring ceilings, an abundance of natural light, and a spectacular cathedral ceiling that creates an airy, elegant atmosphere throughout the home.
- The partially finished walkout basement offers outstanding potential for additional living space or the perfect in-law suite, with a layout that easily adapts to your...
- Located in a quiet, family-friendly community surrounded by parks, scenic walking trails, and excellent schools, this home offers the best of both worlds-a peaceful...
Welcome to this exceptional Bungaloft home nestled in one of Mount Albert's most sought-after neighborhoods, where small-town charm meets modern comfort. Meticulously maintained and showcasing true pride of ownership, this stunning bungaloft residence offers over 3,500 sq. ft. of beautifully designed above-grade living space, thoughtfully crafted for both everyday living and effortless entertaining. Step inside to soaring ceilings, an abundance of natural light, and a spectacular cathedral ceiling that creates an airy, elegant atmosphere throughout the home. Spacious principal rooms provide comfort and flexibility for growing families, while refined finishes add warmth and sophistication at every turn. At the heart of the home is a chef-inspired kitchen featuring granite countertops, a large center island, premium finishes, and a generous walk-in pantry-perfectly designed for preparing meals, entertaining guests, and creating lasting memories. Step outside to the expansive deck, an ideal setting for summer barbecues, morning coffee, or gathering with family and friends. The partially finished walkout basement offers outstanding potential for additional living space or the perfect in-law suite, with a layout that easily adapts to your family's evolving needs. Located in a quiet, family-friendly community surrounded by parks, scenic walking trails, and excellent schools, this home offers the best of both worlds-a peaceful country feel with convenient access to Newmarket, Highway 404, and the GTA. Offering exceptional space, timeless elegance, and an unbeatable lifestyle, this move-in-ready home is a rare opportunity to own one of Mount Albert's finest family residences.
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- N13768542
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 49.28 × 131.27 ft
- Cross streets
- Ninth Lane & Vivian Creek Rd
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Partially Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,890 / 2025
- Days on market
- 39
- Listing brokerage
- MAIN STREET REALTY LTD.
Rooms
4 pc ensuite · w/o to deck · walk-in closet(s)
hardwood floor · gas fireplace · cathedral ceiling(s)
hardwood floor · granite counters
large window · tile floor · w/o to deck
california shutters · large window
hardwood floor · large window
4 pc ensuite · walk-in closet(s) · large window
hardwood floor · large window
hardwood floor · 4 pc ensuite · large closet
granite counters · centre island · stainless steel appl
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $451/sqft; this home lists at $353/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Mt Albert, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,199,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,635
- Property tax
- $658
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,293
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,475
- Estimated closing costs
- $26,475
Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $398,100
- Principal paid down
- $146,618
- Interest paid
- $251,482
- Balance remaining
- $1,053,381
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.