2020 Kate Avenue, Innisfil, ON

Alcona, Innisfil · MLS® N13779088

$849,000
For Sale
Listed 56 Days AgoSitting longer than typical

Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.

2+2BedroomsBeds
3BathroomsBaths
10Parking
700-1100Sq ft

Listed By Royal LePage Signature Realty

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Key Facts

Property type
Detached, Bungalow
Lot
71.9 × 200 ft
Basement
None
Parking
10 parking
Property tax
$2,415 / 2025
Offer date
None stated
Cross streets
Innisfil Beach Rd/St Johns Rd
Days on market
56
All Facts
Property type
Detached, Bungalow
MLS®
N13779088
Bedrooms
2+2 (4 total)
Bathrooms
3
Size
700-1100 sq ft
Lot
71.9 × 200 ft
Cross streets
Innisfil Beach Rd/St Johns Rd
Parking
10 parking
Basement
None
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Rolled
Sewer
Sewer
Pool
Above Ground
Property tax
$2,415 / 2025
Days on market
56
Offer date
None stated
Listing brokerage
Royal LePage Signature Realty

About This Home

From The Listing Description By Royal LePage Signature Realty

In short

  • Set on an oversized 72 x 200 ft lot, this extensively upgraded property offers a unique combination of space, privacy and resort-style outdoor living just minutes...
  • More than $280,000 in improvements were completed in 2021,including the roof, flooring, electrical, plumbing, doors, hardware, kitchen and bathrooms.
  • Outside, the property continues to impress with an extended driveway, ample parking, private sauna, above-ground pool and a peaceful beach-like backyard setting with...
  • Located only a 2-3 minute walk from the beach
Read The Full Description

Set on an oversized 72 x 200 ft lot, this extensively upgraded property offers a unique combination of space, privacy and resort-style outdoor living just minutes from the beach. More than $280,000 in improvements were completed in 2021,including the roof, flooring, electrical, plumbing, doors, hardware, kitchen and bathrooms. A separate guest house with its own private entrance, kitchen and bathroom creates an ideal setup for visiting family, guests or a private secondary livingspace. Outside, the property continues to impress with an extended driveway, ample parking, private sauna, above-ground pool and a peaceful beach-like backyard setting with water access. The home is serviced by municipal water and natural gas, plus a separate well for garden use. Located only a 2-3 minute walk from the beach

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$823Klikely sale price

Listed at $849,000. Going by how homes in Alcona have actually closed against their asking prices (about 97%, 50 local closings in 90 days), the likely sale price is near $823K, if it sells. A realistic range is $771K to $928K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

Longer on the market than typical. 56 days on the market against about 34 for homes like it here, and asking 23% above where comparable closings put it.

List price
$771KBelow recent closings$928KAbove recent closings

Total price vs nearby homes. Likely closing about $823K, from 50 recent closings in this pocket.

The market behind the math, in Alcona
50sold nearby · 90 days
$747Kmedian detached sold · 90 days
96%of asking, local average
−5%local median vs a year ago
~24 dayshomes like this take to sell
56days on market so far
$2,560/moest. rent · 8 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 18 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $943/sqft against an area asking average of $735/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 50 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Alcona: $790K in October 2026, up 1% from a year ago, on 240 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$745K23
December 2025$768K23
January 2026$779K13
February 2026$675K15
March 2026$838K15
April 2026$815K27
May 2026$775K23
June 2026$820K20
July 2026$763K25
August 2026$753K21
September 2026$735K16
October 2026$790K19

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Kate Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Alcona

For sale in Alcona now · asking prices

How This Price Compares

$821kavg asking

Every home like this one for sale in Alcona right now. These are asking prices, not sales.

Per square foot, these ask about $429/sqft; this home lists at $943/sqft.

The 5 closest in price of 57 for sale in Alcona.

See all comparable homes
$849kThis home$850k$848k$810k$800k$799kThis home vs active comparables

Neighbourhood & Location

Alcona, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby Neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$985K
Lefroy
$721K
Stroud
$790K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Affordability & Mortgage

Estimated Mortgage
$3,869/mo
$156KIncome needed
5.4×Price ÷ income
$893Weekly cost
$13,455Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%Mortgage
Mortgage is 95% of the monthly costMortgage $3,869Property tax $201Total carry $4,071
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,793per month

Mortgage amount $679,200 · 4.59% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$3,994Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,793
Property tax
$201
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,994

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Estimated closing costs
$13,455

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$458,774Total interest paid
$1,137,974Total of all payments
Principal $679,200 Interest $458,774
YearPrincipalInterestBalance
1$14,947$30,572$664,253
2$15,641$29,878$648,613
3$16,367$29,152$632,246
4$17,126$28,392$615,120
5$17,922$27,597$597,198
6$18,754$26,765$578,444
7$19,624$25,895$558,820
8$20,535$24,984$538,285
9$21,489$24,030$516,796
10$22,486$23,032$494,309
11$23,530$21,988$470,779
12$24,623$20,896$446,156
13$25,766$19,753$420,390
14$26,962$18,557$393,428
15$28,214$17,305$365,214
16$29,524$15,995$335,690
17$30,895$14,624$304,795
18$32,329$13,190$272,466
19$33,830$11,689$238,636
20$35,401$10,118$203,236
21$37,044$8,475$166,192
22$38,764$6,755$127,428
23$40,564$4,955$86,864
24$42,447$3,072$44,417
25$44,417$1,101$0

At the end of your 5-year term

Total paid over the term
$227,595
Principal paid down
$82,002
Interest paid
$145,593
Balance remaining
$597,198

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 2020 Kate Avenue

What is the asking price for 2020 Kate Avenue?

It is listed at $849,000.

How many bedrooms and bathrooms does 2020 Kate Avenue have?

2+2 bedrooms, and 3 bathrooms.

How big is 2020 Kate Avenue?

The listing gives 700-1100 sq ft of living space, on a 71.9 × 200 ft lot.

Does 2020 Kate Avenue have parking?

10 parking spaces, no garage listed.

What are the property taxes on 2020 Kate Avenue?

$2,415 a year, for 2025.

Is there an offer date for 2020 Kate Avenue?

The listing does not state an offer date.

When was 2020 Kate Avenue listed?

It came on the market on September 14, 2026.

Who is the listing brokerage for 2020 Kate Avenue?

Royal LePage Signature Realty. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 2020 Kate Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Signature Realty. MLS®/PropTx.

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2020 KATE AVENUE, INNISFIL, ON · Listed By Royal LePage Signature Realty

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Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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