1984 Wilson Street, Innisfil, ON

Alcona, Innisfil · MLS® N13785008

$899,900
For Sale
Listed 5 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Tucked against a peaceful treed backdrop, 1984 Wilson St offers the perfect combination of space, comfort and privacy for today's family.
  • This inviting 4 bedroom, 3 bathroom home has been freshly painted, features brand new carpeting on the upper level and all new electric light fixtures giving it a...
  • The large primary bedroom offers its own private retreat, complete with a walk-in closet and 4-piece ensuite.
  • The finished basement provides even more versatile living space, ideal for a family room, home office, playroom, home movie theatre or gym and it includes a...
  • Ideally located close to schools, parks, shopping, restaurants and everyday amenities, this home offers the perfect balance of convenience and a quieter setting.

Tucked against a peaceful treed backdrop, 1984 Wilson St offers the perfect combination of space, comfort and privacy for today's family. This inviting 4 bedroom, 3 bathroom home has been freshly painted, features brand new carpeting on the upper level and all new electric light fixtures giving it a fresh, move-in-ready feel. The large primary bedroom offers its own private retreat, complete with a walk-in closet and 4-piece ensuite. The finished basement provides even more versatile living space, ideal for a family room, home office, playroom, home movie theatre or gym and it includes a roughed-in bathroom ready for future completion. Step outside to a peaceful backyard backing onto a beautiful mature treed area, creating a peaceful setting to relax and unwind. A variety of birds are frequent visitors, making it a wonderful spot to sit back with your morning coffee and enjoy the sights and sounds of nature. Spend your evenings relaxing under the stars in your own private, covered hot tub while taking in the tranquility of the surroundings. Ideally located close to schools, parks, shopping, restaurants and everyday amenities, this home offers the perfect balance of convenience and a quieter setting. With plenty of space inside and out, thoughtful updates and room to grow, this house is ready for it's next chapter!

Key facts

Property type
Detached, 2-Storey
MLS®
N13785008
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
38.64 × 133.42 ft
Cross streets
Innisfil Beach Rd & Webster
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,132 / 2026
Days on market
5
Listing brokerage
LPT REALTY

Rooms

Dining RoomMain5.64 × 5.05 m

large window · laminate

Bedroom 2Upper3.39 × 3.34 m

closet · large window · broadloom

KitchenMain3.22 × 2.88 m

breakfast area · laminate · ceramic backsplash

Utility RoomBasement4.53 × 3.87 m
Primary BedroomUpper4.64 × 3.95 m

4 pc ensuite · walk-in closet(s) · broadloom

Bedroom 3Upper3.12 × 2.59 m

closet · large window · laminate

LaundryMain2.61 × 1.83 m

ceramic floor · large window

BreakfastMain3.01 × 2.98 m

w/o to yard · laminate · large window

Bedroom 4Upper3.22 × 3.08 m

closet · large window · broadloom

Living RoomMain6.15 × 3.12 m

large window · hardwood floor

RecreationBasement8.86 × 6.38 m

laminate · window

Our TakeTeam Asgarian · Broker
Below what recent sales support
$1.00Mautomated estimate, from recent sales

Listed at $899,900, which is about 10% below what comparable homes suggest.

The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.

One thing to square: this home asks more than the ones for sale nearby, yet my estimate still puts it below recent closings. That usually means the nearby listings are smaller or simpler homes, so the sticker comparison undersells what this one is.

List price
$900KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Fair value about $1.00M, learned from recent GTA sales.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
5days on market so far
$3,191/moest. rent · 51 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 37 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $463/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 179 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $808K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 179 comparable homes that sold in Alcona over the past two years, from 450 closings there.

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Lefroy
$1.06M
Stroud
$827K
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$174KIncome needed
5.2×Price ÷ income
$946Weekly cost
$14,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,101Property tax $428Total carry $4,529

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,941per month

Mortgage amount $719,920 · 4.39% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,368Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,941
Property tax
$428
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,368

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,774/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$462,277Total interest paid
$1,182,197Total of all payments
Principal $719,920 Interest $462,277
YearPrincipalInterestBalance
1$16,291$30,997$703,629
2$17,014$30,274$686,615
3$17,769$29,519$668,846
4$18,558$28,730$650,288
5$19,381$27,907$630,907
6$20,241$27,046$610,666
7$21,140$26,148$589,526
8$22,078$25,210$567,448
9$23,058$24,230$544,390
10$24,081$23,207$520,309
11$25,150$22,138$495,159
12$26,266$21,022$468,893
13$27,432$19,856$441,461
14$28,649$18,638$412,811
15$29,921$17,367$382,890
16$31,249$16,039$351,641
17$32,636$14,652$319,006
18$34,084$13,204$284,921
19$35,597$11,691$249,324
20$37,177$10,111$212,148
21$38,827$8,461$173,321
22$40,550$6,738$132,771
23$42,350$4,938$90,421
24$44,229$3,059$46,192
25$46,192$1,096$0

At the end of your 5-year term

Total paid over the term
$236,439
Principal paid down
$89,013
Interest paid
$147,427
Balance remaining
$630,907

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 51 whole-home leases in Alcona$3,191/mo
$38,292Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,761 to $3,421Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 51 whole-home leases in Alcona signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,191. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $5,132− Insurance $1,400− Vacancy & upkeep $4,212Net operating income $27,548

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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