84 Ferndell Circle, Markham, ON

Unionville, Markham · MLS® N13788482

$1,698,000
For Sale
Listed 30 days agoNo offer date stated
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4+1Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this meticulously maintained family home, full of charm and character, on a premium pie-shaped lot nestled on a quiet circle in prestigious Unionville's...
  • Offering over 2,600 sq. ft. above grade plus a professionally finished basement, this spacious 4-bedroom home features a functional layout, elegant circular oak...
  • Step outside and enjoy your own private backyard oasis, where the large sized pool and professionally landscaped gardens create the perfect setting for relaxing...
  • The finished basement offers a spacious recreation room and large den, plus a generous unfinished area with potential for an additional bedroom and bathroom.
  • Enjoy peace of mind with major updates include windows and doors (2017), roof (2022), A/C (2025), furnace (2025), owned hot water tank, and pool pump (2026).

Welcome to this meticulously maintained family home, full of charm and character, on a premium pie-shaped lot nestled on a quiet circle in prestigious Unionville's Bridle Trail. Markham's Top School zones. Unionville PS, Markville SS, St. Matthew & St. Augustine. Offering over 2,600 sq. ft. above grade plus a professionally finished basement, this spacious 4-bedroom home features a functional layout, elegant circular oak staircase, separate formal dining room, main-floor laundry with updated cabinetry, and beautifully renovated bathrooms. Step outside and enjoy your own private backyard oasis, where the large sized pool and professionally landscaped gardens create the perfect setting for relaxing, entertaining, and making lasting family memories. Surrounded by mature trees in one of Unionville's most established and peaceful neighbourhoods, this exceptional outdoor space offers both privacy and tranquility. A large driveway with no sidewalk adds convenience and enhances the home's outstanding curb appeal. The finished basement offers a spacious recreation room and large den, plus a generous unfinished area with potential for an additional bedroom and bathroom. Enjoy peace of mind with major updates include windows and doors (2017), roof (2022), A/C (2025), furnace (2025), owned hot water tank, and pool pump (2026). An exceptional opportunity to own a timeless family home close to top-ranked schools, parks, shopping, and all amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13788482
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
47.7 × 128.19 ft
Cross streets
16th Ave & Kennedy Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$8,803 / 2026
Days on market
30
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain6.45 × 3.54 m

hardwood floor · crown moulding · bow window

LaundryMain2.55 × 1.89 m

b/i shelves · tile floor · side door

Bedroom 4Second3.38 × 3.60 m

broadloom · large window · closet

RecreationBasement6.93 × 4.67 m

laminate · pot lights · open concept

Primary BedroomSecond3.54 × 5.44 m

5 pc ensuite · broadloom · walk-in closet(s)

Bedroom 2Second3.61 × 3.32 m

broadloom · large window · closet

Dining RoomMain4.15 × 3.58 m

hardwood floor · crown moulding · formal rm

DenBasement4.93 × 2.98 m

laminate · pot lights

KitchenMain3.68 × 2.85 m

granite counters · pantry · backsplash

Family RoomMain4.80 × 4.17 m

hardwood floor · crown moulding · gas fireplace

BreakfastMain4.80 × 3.35 m

hardwood floor · crown moulding · w/o to pool

Bedroom 3Second3.59 × 3.95 m

broadloom · large window · double closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.67Mlikely sale price

Listed at $1,698,000. Going by how homes in Unionville and the wider GTA have actually closed against their asking prices (about 98%, 38 local closings in 90 days), the likely sale price is near $1.67M, if it sells. A realistic range is $1.56M to $1.88M.

Independent value check: $1.73M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.62M and $1.81M).

Why $1.73M. The typical detached home sold in Unionville over the past year went for about $1.68M (127 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly4+1 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$1.56MBelow recent closings$1.88MAbove recent closings

Total price vs nearby homes. Likely closing about $1.67M, from 38 recent closings in this pocket.

The market behind the math:

38sold nearby · 90 days
$1.68Mmedian sold price
99%of asking, on average
−3%prices vs a year ago
~18 dayshomes like this take to sell
30days on market so far
$4,243/moest. rent · 82 leases
3.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 16 detached homes for sale in the area against 38 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $617/sqft against an area asking average of $677/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 38 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.58M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 38 comparable homes that sold in Unionville over the past two years, from 230 closings there.

Sold price trend

Median sold price for detached homes in Unionville: $1.70M in September 2026, down 7% from a year ago, on 126 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.76M8
November 2025$1.84M9
December 2025$1.78M9
January 2026$1.63M10
March 2026$1.68M12
April 2026$1.59M19
May 2026$1.69M9
June 2026$1.75M16
July 2026$1.73M5
August 2026$1.60M19
September 2026$1.70M10

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Markville
$1.00M
Berczy
$1.70M
Angus Glen
$1.66M
Wismer
$1.39M
Milliken Mills East
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,739/mo
$321KIncome needed
5.3×Price ÷ income
$1,786Weekly cost
$30,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,739Property tax $734Total carry $8,472

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,511per month

Mortgage amount $1,358,400 · 4.49% over 25 years

$339,600Down payment (20.0%)
$1,358,400Loan before insurance
$0CMHC premium
$8,244Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,511
Property tax
$734
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,244

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,435
Estimated closing costs
$30,435

Plus your down payment of $339,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,091/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$894,848Total interest paid
$2,253,248Total of all payments
Principal $1,358,400 Interest $894,848
YearPrincipalInterestBalance
1$30,314$59,816$1,328,086
2$31,690$58,440$1,296,396
3$33,129$57,001$1,263,267
4$34,633$55,497$1,228,634
5$36,206$53,924$1,192,429
6$37,849$52,280$1,154,579
7$39,568$50,562$1,115,011
8$41,365$48,765$1,073,647
9$43,243$46,887$1,030,404
10$45,206$44,924$985,198
11$47,259$42,871$937,939
12$49,404$40,726$888,535
13$51,647$38,482$836,888
14$53,992$36,137$782,895
15$56,444$33,686$726,451
16$59,007$31,123$667,444
17$61,686$28,444$605,759
18$64,487$25,643$541,272
19$67,415$22,715$473,857
20$70,475$19,654$403,382
21$73,675$16,455$329,707
22$77,021$13,109$252,686
23$80,518$9,612$172,169
24$84,173$5,957$87,995
25$87,995$2,135$0

At the end of your 5-year term

Total paid over the term
$450,650
Principal paid down
$165,971
Interest paid
$284,678
Balance remaining
$1,192,429

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 82 whole-home leases in Unionville$4,243/mo
$50,916Gross annual rent
2.1%Cap rate after taxes and upkeep
$4,031 to $4,505Typical rent range
~36 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 82 whole-home leases in Unionville signed at a median of $4,219 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,243. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.0%
Gross yield
− Property tax $8,803− Insurance $1,400− Vacancy & upkeep $5,601Net operating income $35,112

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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