9 Alpaca Drive, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13791804

$2,100,000
For Sale
Listed 33 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Welcome to this exceptional Tribute-built residence, ideally situated on a premium lot backing onto a park in the highly sought-after Jefferson community.
  • This spacious home offers over 3,750 sq. ft. above grade, as per MPAC, with impressive 10' and 17' ceilings on the main floor and 9' ceilings on the second floor.
  • The bright and spacious layout features extensive upgrades throughout, including upgraded hardwood flooring, kitchen cabinetry and flooring, custom doors, upgraded...
  • The walk-out basement features a 9' ceiling and abundant windows, providing excellent natural light and versatile additional living space.
  • The property also benefits from an owned furnace and a roof reportedly replaced approximately 4-5 years ago.

Welcome to this exceptional Tribute-built residence, ideally situated on a premium lot backing onto a park in the highly sought-after Jefferson community. This spacious home offers over 3,750 sq. ft. above grade, as per MPAC, with impressive 10' and 17' ceilings on the main floor and 9' ceilings on the second floor. The bright and spacious layout features extensive upgrades throughout, including upgraded hardwood flooring, kitchen cabinetry and flooring, custom doors, upgraded ensuite, electrical fixtures, and additional windows in the walk-out basement. The second floor currently offers five bedrooms, including a generously sized fifth bedroom converted from a den with large windows. The walk-out basement features a 9' ceiling and abundant windows, providing excellent natural light and versatile additional living space. The property also benefits from an owned furnace and a roof reportedly replaced approximately 4-5 years ago.

Key facts

Property type
Detached, 2-Storey
MLS®
N13791804
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3500-5000 sq ft
Lot
55.12 × 88.58 ft
Cross streets
Bathurst and Gamble Road
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Block, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,334 / 2026
Days on market
33
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Bedroom 2Second3.95 × 3.70 m

4 Pc Ensuite

Bedroom 3Second3.95 × 3.00 m

Semi Ensuite

Dining RoomMain4.90 × 3.00 m
KitchenMain4.30 × 3.20 m
Living RoomMain6.80 × 5.90 m
Bedroom 4Second3.95 × 3.00 m

Semi Ensuite

DenSecond4.00 × 2.20 m

skylight · window

BedroomSecond6.40 × 4.00 m

5 Pc Ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Mill Pond
$1.50M
Oak Ridges
$1.45M
Rural Richmond Hill
$1.66M
Crosby
$1.92M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,571/mo
$392KIncome needed
5.4×Price ÷ income
$2,209Weekly cost
$38,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,571Property tax $778Total carry $10,349

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,289per month

Mortgage amount $1,680,000 · 4.49% over 25 years

$420,000Down payment (20.0%)
$1,680,000Loan before insurance
$0CMHC premium
$10,067Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,289
Property tax
$778
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,067

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,975
Estimated closing costs
$38,975

Plus your down payment of $420,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,243/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,106,702Total interest paid
$2,786,702Total of all payments
Principal $1,680,000 Interest $1,106,702
YearPrincipalInterestBalance
1$37,490$73,978$1,642,510
2$39,193$72,275$1,603,317
3$40,972$70,496$1,562,345
4$42,832$68,636$1,519,512
5$44,777$66,691$1,474,735
6$46,810$64,658$1,427,925
7$48,936$62,532$1,378,989
8$51,158$60,311$1,327,831
9$53,480$57,988$1,274,351
10$55,909$55,560$1,218,443
11$58,447$53,021$1,159,996
12$61,101$50,367$1,098,895
13$63,875$47,593$1,035,020
14$66,775$44,693$968,245
15$69,807$41,661$898,438
16$72,976$38,492$825,461
17$76,290$35,178$749,171
18$79,754$31,714$669,418
19$83,375$28,093$586,043
20$87,160$24,308$498,882
21$91,118$20,350$407,764
22$95,255$16,213$312,509
23$99,580$11,888$212,929
24$104,101$7,367$108,828
25$108,828$2,640$0

At the end of your 5-year term

Total paid over the term
$557,340
Principal paid down
$205,265
Interest paid
$352,076
Balance remaining
$1,474,735

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $9,334− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,764

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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