39 Arden Valley Street, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N14095276

$1,499,000
For Sale
Just listed todayNo offer date stated
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5Bedrooms
4Bathrooms
2Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • Gorgeous 2 Car Garage Detached with 5 Bdrm & 4 Bath in High Ranking School District "Jefferson Forest".
  • 18' High Ceiling Foyer with Large Windows.
  • 9' Smooth Ceiling on Main, Hardwood Flooring & Pot Lights throughout.
  • Master with 5pcs Ensuite & W/I Closet.
  • Steps to Park, Trial & Public Transit, Close To Shopping Plaza, Supermarket & Golf Course, Mins to Hwy404.

Gorgeous 2 Car Garage Detached with 5 Bdrm & 4 Bath in High Ranking School District "Jefferson Forest". Brick & Stone Exterior. $$$ Upgrades: Wrought Iron Glass Door with Smart Lock Entrance. 18' High Ceiling Foyer with Large Windows. 9' Smooth Ceiling on Main, Hardwood Flooring & Pot Lights throughout. Oak Staircase with Iron Pickets. Gourmet Kitchen W/Granite Countertop, Backsplash, Extended Cabinetry with Canopy & Valance Lighting, Pantry & Breakfast Bar. Family Rm with Gas Fireplace & overlooking Backyard. Master with 5pcs Ensuite & W/I Closet. East Exposure Fenced Backyard w/ Large Deck. Extra Interlocking Parking Spot at Front. Steps to Park, Trial & Public Transit, Close To Shopping Plaza, Supermarket & Golf Course, Mins to Hwy404. High Ranking Schools : Trillium Woods P.S. , Richmond Hill H.S. & St. Theresa of Lisieux Catholic H.S.

Key facts

Property type
Detached, 2-Storey
MLS®
N14095276
Bedrooms
5
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
39.5 × 112.53 ft
Cross streets
Yonge / Jefferson Forest
Parking
2 garage · 5 parking (built-in)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,510 / 2026
Listing brokerage
HOMELIFE LANDMARK RH REALTY

Rooms

Dining RoomMain4.96 × 4.08 m

large window · pot lights · hardwood floor

Primary BedroomSecond5.39 × 3.67 m

5 pc ensuite · walk-in closet(s) · hardwood floor

KitchenMain6.21 × 3.55 m

granite counters · backsplash · pot lights

Family RoomMain4.96 × 3.72 m

gas fireplace · pot lights · hardwood floor

Bedroom 4Second4.23 × 3.23 m

3 pc ensuite · large closet · hardwood floor

Bedroom 5Second3.23 × 3.15 m

4 pc bath · large window · hardwood floor

Living RoomMain5.78 × 3.91 m

pot lights · large window · hardwood floor

Bedroom 2Second3.53 × 3.25 m

4 pc bath · large window · hardwood floor

LaundryMain2.73 × 2.12 m

laundry sink · window · tile floor

BreakfastMain3.55 × 3.35 m

w/o to deck · breakfast bar · tile floor

Bedroom 3Second4.07 × 3.48 m

large window · large closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Oak Ridges Lake Wilcox
$1.50M
Crosby
$1.92M
Oak Ridges
$1.45M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,832/mo
$283KIncome needed
5.3×Price ÷ income
$1,577Weekly cost
$26,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,832Property tax $626Total carry $7,458

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,631per month

Mortgage amount $1,199,200 · 4.49% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$7,256Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,631
Property tax
$626
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,256

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Estimated closing costs
$26,455

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,025/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,975Total interest paid
$1,989,175Total of all payments
Principal $1,199,200 Interest $789,975
YearPrincipalInterestBalance
1$26,761$52,806$1,172,439
2$27,976$51,591$1,144,463
3$29,246$50,321$1,115,217
4$30,574$48,993$1,084,642
5$31,962$47,605$1,052,680
6$33,414$46,153$1,019,266
7$34,931$44,636$984,336
8$36,517$43,050$947,819
9$38,175$41,392$909,644
10$39,908$39,659$869,736
11$41,720$37,847$828,016
12$43,614$35,953$784,402
13$45,595$33,972$738,807
14$47,665$31,902$691,142
15$49,829$29,738$641,314
16$52,091$27,476$589,222
17$54,456$25,111$534,766
18$56,929$22,638$477,837
19$59,514$20,053$418,323
20$62,216$17,351$356,107
21$65,041$14,526$291,066
22$67,994$11,573$223,072
23$71,081$8,486$151,991
24$74,309$5,258$77,682
25$77,682$1,885$0

At the end of your 5-year term

Total paid over the term
$397,835
Principal paid down
$146,520
Interest paid
$251,315
Balance remaining
$1,052,680

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $7,510− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,374

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK RH REALTY. MLS®/PropTx.

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