209 Sussex Avenue, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13799984
About this home
Welcome to 209 Sussex Ave ! * This Stunning Custom Masterpiece sits in the Prestigious Harding area with a Premium Lot & Backyard Oasis & Endless Luxury ! * This home boasts over 6000sqft of Living space in 3 Levels * Modern & Luxurious Layout * Grand Foyer w/custom door & 26' Tall Ceiling & Motorized Chandelier winch * Large Office at Entry w/floor to Ceiling Windows & built-in wall shelving & Art * Stone tiled stairs & 5x10' Tiled flooring & wide plank hardwood across main level * Top to bottom custom kitchen w/high end materials & additional Prep-kitchen * 60" Built-in Sub-Zero Fridge & 43" La Cornue 5 Burner Oven/Range w/Gas & Electric Ovens * Built in Bosch Coffee maker & Microwave * High-end finishes & hardware w/double sink * Oversized Kitchen Island w/waterfall stone counters & Custom Cabinetry * Large energy-efficient windows throughout w/black interior trim * Large breakfast area overlooking Family Room & Backyard * 10' 4" Main level ceiling height w/cove lighting , pot lights & Coffering & Gas Fireplace * Large dining & living area w/glass wine closet & Fireplace * 750lbs 4 level Elevator * Open Riser Stairs w/Wall panelling & Bright Skylights * Upstairs Laundry (w/ 2nd Laundry in Basement) * Grand Primary Bedroom w/oversized walk-in closet w/skylight & custom Shelving * Spa like master bath w/dual rainfall shower (built in ceiling) , dbl Vanity & Tub w/heated flooring & Skylight * All other bedrooms have ensuite baths with walk-in or large closets* 9' 4" ceiling across second floor " Finished basement w/walk-out like exit to backyard & rough-ins for outdoor hot tub + Gas Connections * 12' Ceiling in basement w/nanny/guest suite + Heated floors * Soaring Rec room w/large windows, fireplace & wet bar * Natural light & Mezzanine level w/garage access & storage * Backyard Oasis w/33x18' diving pool , full landscaping & Privacy (interlocking, oversized gazebo & elevated deck leading to main level) * Close to Great schools, Transit & Shops! Must See !
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13799984
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 7 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 52.55 × 150.11 ft
- Cross streets
- Bayview & Major Mackenzie
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Apartment, Finished, Separate Entrance, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete, Poured Concrete, Slab
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $16,236 / 2026
- Days on market
- 32
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
6 pc ensuite · fireplace · walk-in closet(s)
Listed at $3,548,000. Going by how homes in Harding and the wider GTA have actually closed against their asking prices (about 96%, 11 local closings in 90 days), the likely sale price is near $3.41M, if it sells. A realistic range is $3.20M to $3.84M.
Independent value check: $3.26M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $3.06M and $3.42M).
Why $3.26M. The typical detached home sold in Harding over the past year went for about $1.11M (42 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $16,236 a year; the typical home sold here pays about $6,200.
- ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 1,100 to 1,500.
- ▲ Raises it strongly4+1 bedrooms and 7 baths, against 3+1 and 3 typically.
- ▲ Raises itIts lot is 53 by 150 ft; the typical lot sold here is 50 by 110.
Total price vs nearby homes. Likely closing about $3.41M, from 11 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 7 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $835/sqft against an area asking average of $713/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Harding: 23 of the 119 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.43M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Harding, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Harding over the past two years, from 72 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.26M, which is where my estimate comes from.
Per square foot, these ask about $785/sqft; this home lists at $835/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
Harding, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,838,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,694
- Property tax
- $1,353
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,047
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $75,175
- Estimated closing costs
- $75,175
Plus your down payment of $709,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $941,640
- Principal paid down
- $346,800
- Interest paid
- $594,840
- Balance remaining
- $2,491,600
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Harding (23 of 119 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 27 whole-home leases in Harding signed at a median of $4,207 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,879. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.