55 Drum Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13819770

$938,800
For Sale
Listed 26 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 55 Drum St, a beautifully updated Oakridge Model freehold executive end-unit townhome offering 3+1 bedrooms, 4 bathrooms and 2,108 sq. ft. of finished...
  • An impressive double-door entry opens to a bright, open-concept main floor with 9' ceilings, potlights, hardwood floors and a spacious kitchen featuring a new...
  • Freshly painted throughout with new laminate flooring on the upper level and new vinyl flooring in the finished basement.
  • The spacious primary bedroom features a walk-in closet and 4-pc ensuite with soaker tub and separate shower.
  • The finished basement adds a rec room, additional bedroom and4-pc bath-perfect for guests, teens or a home office.

Welcome to 55 Drum St, a beautifully updated Oakridge Model freehold executive end-unit townhome offering 3+1 bedrooms, 4 bathrooms and 2,108 sq. ft. of finished living space. An impressive double-door entry opens to a bright, open-concept main floor with 9' ceilings, potlights, hardwood floors and a spacious kitchen featuring a new high-end slide-in stove. Freshly painted throughout with new laminate flooring on the upper level and new vinyl flooring in the finished basement. The spacious primary bedroom features a walk-in closet and 4-pc ensuite with soaker tub and separate shower. The finished basement adds a rec room, additional bedroom and4-pc bath-perfect for guests, teens or a home office. Enjoy a fully fenced backyard and newly sealed driveway. Walking distance to schools and shops, and minutes to Old Elm GO, restaurants,farmers' markets, groceries and golf. Bright, spacious and move-in ready-you won't be disappointed!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13819770
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
24.66 × 100.14 ft
Cross streets
Forsyth Farm/10th Line
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,143 / 2025
Days on market
26
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

RecreationBasement5.27 × 4.87 m

vinyl floor · 4 pc bath · partly finished

KitchenMain2.75 × 2.43 m

ceramic floor · granite counters · stainless steel appl

Dining RoomMain3.20 × 2.90 m

hardwood floor · window · open concept

BreakfastMain2.89 × 2.88 m

ceramic floor · eat-in kitchen · w/o to yard

Family RoomMain6.17 × 3.29 m

hardwood floor · open concept · overlooks backyard

Living RoomMain4.97 × 2.87 m

hardwood floor · window · open concept

Bedroom 3Second2.79 × 4.26 m

double closet · large window · laminate

Primary BedroomSecond5.76 × 4.27 m

4 pc ensuite · walk-in closet(s) · laminate

Bedroom 2Second2.86 × 4.42 m

walk-in closet(s) · large window · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,279/mo
$180KIncome needed
5.2×Price ÷ income
$987Weekly cost
$15,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,279Property tax $429Total carry $4,707

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,153per month

Mortgage amount $751,040 · 4.49% over 25 years

$187,760Down payment (20.0%)
$751,040Loan before insurance
$0CMHC premium
$4,581Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,153
Property tax
$429
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,581

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,251
Estimated closing costs
$15,251

Plus your down payment of $187,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,026/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,749Total interest paid
$1,245,789Total of all payments
Principal $751,040 Interest $494,749
YearPrincipalInterestBalance
1$16,760$33,072$734,280
2$17,521$32,311$716,759
3$18,317$31,515$698,442
4$19,148$30,683$679,294
5$20,018$29,814$659,277
6$20,926$28,905$638,350
7$21,877$27,955$616,474
8$22,870$26,962$593,604
9$23,908$25,923$569,696
10$24,994$24,838$544,702
11$26,129$23,703$518,573
12$27,315$22,517$491,258
13$28,555$21,276$462,703
14$29,852$19,980$432,852
15$31,207$18,625$401,645
16$32,624$17,208$369,021
17$34,105$15,726$334,915
18$35,654$14,178$299,262
19$37,273$12,559$261,989
20$38,965$10,867$223,024
21$40,734$9,097$182,290
22$42,584$7,248$139,707
23$44,517$5,315$95,190
24$46,538$3,293$48,651
25$48,651$1,180$0

At the end of your 5-year term

Total paid over the term
$249,158
Principal paid down
$91,763
Interest paid
$157,395
Balance remaining
$659,277

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,143− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,099

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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