34 Miltrose Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13882768

$799,000
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 34 Miltrose Crescent in beautiful Stouffville - the perfect place to start your next chapter.
  • This bright and stylish freehold END UNIT townhouse, like a semi-detached, offers an open-concept layout with hardwood flooring, large windows, smooth ceilings w/...
  • Upstairs, you'll find three spacious bedrooms, including a primary suite with a walk-in closet and ensuite bath, plus convenient second-floor laundry.
  • The finished basement adds bonus living space for a playroom, home office, or cozy family area.
  • Located in a friendly neighbourhood close to parks, top schools, shops, and the GO Station, this home offers the perfect balance of comfort and convenience.

Welcome to 34 Miltrose Crescent in beautiful Stouffville - the perfect place to start your next chapter. This bright and stylish freehold *END UNIT* townhouse, like a semi-detached, offers an open-concept layout with hardwood flooring, large windows, smooth ceilings w/ smart pot lights, and a modern kitchen with stainless steel appliances. The kitchen is complete with direct access to your garage, and a walkout to a private, fenced backyard that is newly landscaped - great for kids or summer BBQs. Upstairs, you'll find three spacious bedrooms, including a primary suite with a walk-in closet and ensuite bath, plus convenient second-floor laundry. The finished basement adds bonus living space for a playroom, home office, or cozy family area. The lot has been professionally landscaped in both front and backyards, with an extended parking pad to allow for 3 car parking on the driveway - extremely rare for an end unit townhome! Located in a friendly neighbourhood close to parks, top schools, shops, and the GO Station, this home offers the perfect balance of comfort and convenience. Move-in ready and full of charm, this is truly the ideal home for first-time buyers or growing families looking to plant roots in Stouffville.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13882768
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
28.54 × 91.1 ft
Cross streets
Hoover Park / Ninth Line
Parking
1 garage · 4 parking (attached)
Driveway
Available, Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick, Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,576 / 2026
Days on market
10
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BedroomSecond3.61 × 4.24 m
Bedroom 2Second3.07 × 3.75 m
BathroomSecond3.58 × 2.95 m

4 Pc Ensuite

Living RoomMain3.51 × 3.92 m
BathroomMain0.82 × 1.98 m

2 Pc Bath

KitchenMain3.11 × 5.22 m
Family RoomMain3.54 × 5.57 m
BathroomSecond2.09 × 2.35 m

4 Pc Bath

Primary BedroomSecond3.11 × 5.21 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,642/mo
$155KIncome needed
5.2×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,642Property tax $381Total carry $4,023

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,916Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$381
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,916

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $4,576− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,667

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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