55 Drum Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14091232

$909,800
For Sale
Listed 1 day agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 55 Drum St, a beautifully updated Oakridge Model executive end-unit townhome offering 3+1 bedrooms, 4 bathrooms, and 2,108 sq. ft. of finished living space.
  • An impressive double-door entry welcomes you into a bright, open-concept main floor featuring 9' ceilings, hardwood flooring, pot lights, and a spacious kitchen...
  • Freshly painted throughout, this move-in-ready home features new laminate flooring on the upper level and new vinyl flooring in the finished basement.
  • The spacious primary bedroom offers a walk-in closet and a 4-piece ensuite with a soaker tub and separate shower.
  • The fully finished basement provides additional living space with a recreation room, fourth bedroom, and 4-piece bathroom, ideal for guests, teens, or a home office.

Welcome to 55 Drum St, a beautifully updated Oakridge Model executive end-unit townhome offering 3+1 bedrooms, 4 bathrooms, and 2,108 sq. ft. of finished living space. This rare freehold end unit offers enhanced privacy, additional windows, and an abundance of natural light throughout. An impressive double-door entry welcomes you into a bright, open-concept main floor featuring 9' ceilings, hardwood flooring, pot lights, and a spacious kitchen complete with a new high-end slide-in stove. Freshly painted throughout, this move-in-ready home features new laminate flooring on the upper level and new vinyl flooring in the finished basement. The spacious primary bedroom offers a walk-in closet and a 4-piece ensuite with a soaker tub and separate shower. The fully finished basement provides additional living space with a recreation room, fourth bedroom, and 4-piece bathroom, ideal for guests, teens, or a home office. Outside, enjoy a fully fenced backyard, newly sealed driveway, and convenient 3-car parking. Ideally located within walking distance to schools and shops, and just minutes from Old Elm GO Station, restaurants, farmers' markets, grocery stores, and golf courses. A rare opportunity to own a beautifully maintained freehold end unit.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14091232
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
24.66 × 100.14 ft
Cross streets
Forsyth Farm/10th Line
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,143 / 2026
Days on market
1
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Dining RoomMain3.20 × 2.90 m

hardwood floor · window · open concept

Family RoomMain6.17 × 3.29 m

hardwood floor · open concept · overlooks backyard

Bedroom 3Second2.79 × 4.26 m

double closet · large window · laminate

RecreationBasement5.27 × 4.87 m

vinyl floor · 4 pc bath · partly finished

Bedroom 2Second2.86 × 4.42 m

walk-in closet(s) · large window · laminate

Primary BedroomSecond5.76 × 4.27 m

4 pc ensuite · walk-in closet(s) · laminate

KitchenMain2.75 × 2.43 m

ceramic floor · granite counters · stainless steel appl

BreakfastMain2.89 × 2.88 m

ceramic floor · eat-in kitchen · w/o to yard

Living RoomMain4.97 × 2.87 m

hardwood floor · window · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,147/mo
$175KIncome needed
5.2×Price ÷ income
$957Weekly cost
$14,671Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,147Property tax $429Total carry $4,575

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,024per month

Mortgage amount $727,840 · 4.49% over 25 years

$181,960Down payment (20.0%)
$727,840Loan before insurance
$0CMHC premium
$4,453Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,024
Property tax
$429
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,453

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,671
Estimated closing costs
$14,671

Plus your down payment of $181,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,871/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,466Total interest paid
$1,207,306Total of all payments
Principal $727,840 Interest $479,466
YearPrincipalInterestBalance
1$16,242$32,050$711,598
2$16,980$31,312$694,618
3$17,751$30,542$676,867
4$18,557$29,736$658,311
5$19,399$28,893$638,911
6$20,280$28,012$618,631
7$21,201$27,091$597,431
8$22,163$26,129$575,267
9$23,170$25,123$552,097
10$24,222$24,071$527,876
11$25,321$22,971$502,554
12$26,471$21,821$476,083
13$27,673$20,619$448,410
14$28,930$19,363$419,481
15$30,243$18,049$389,238
16$31,616$16,676$357,621
17$33,052$15,241$324,570
18$34,552$13,740$290,017
19$36,121$12,171$253,896
20$37,761$10,531$216,135
21$39,476$8,816$176,659
22$41,268$7,024$135,391
23$43,142$5,150$92,249
24$45,101$3,192$47,148
25$47,148$1,144$0

At the end of your 5-year term

Total paid over the term
$241,461
Principal paid down
$88,929
Interest paid
$152,533
Balance remaining
$638,911

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $5,143− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,099

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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