32 Mcgurran Lane, Richmond Hill, ON

Doncrest, Richmond Hill · MLS® N13821944

$1,348,000
For Sale
Listed 26 days agoNo offer date stated
4Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Exquisite luxury semi-detached in sought-after Doncrest, Central Richmond Hill, situated on a quiet family-oriented cul-de-sac.
  • Bright open-concept layout with new ceiling fixtures and pot-lights.
  • Gourmet kitchen offers quartz counters, stainless-steel appliances and a spacious waterfall island.
  • Primary bedroom includes a 5-piece ensuite plus walk-in closet; all bathrooms feature quartz vanities.
  • Minutes to future Yonge North Subway Extension stations.

Exquisite luxury semi-detached in sought-after Doncrest, Central Richmond Hill, situated on a quiet family-oriented cul-de-sac. Fully upgraded with fresh paint and 9-ft ceilings on main & upper floors. Professionally installed Tesla EV charger ready for immediate use. Bright open-concept layout with new ceiling fixtures and pot-lights. Gourmet kitchen offers quartz counters, stainless-steel appliances and a spacious waterfall island. Primary bedroom includes a 5-piece ensuite plus walk-in closet; all bathrooms feature quartz vanities. Versatile 4th-bed suite with kitchenette, office and private 3-piece bath - great for multi-generational living or guests. Enjoy sun-drenched south-facing .Top-ranked school zone: St. Robert CHS (IB), Alexander Mackenzie HS, Doncrest PS and Christ the King CES. Minutes to future Yonge North Subway Extension stations. Easy access to Hwy 404/407, VIVA, GO Transit, Asian supermarkets and Hillcrest Mall. Exceptional combination of luxury finishes, elite schools, EV infrastructure and solid future-growth potential.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
N13821944
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
20.38 × 92.07 ft
Cross streets
BAYVIEW/16TH
Parking
1 garage · 2 parking (attached)
Driveway
Available, Private
Basement
Other
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick Front
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$6,499 / 2026
Days on market
26
Listing brokerage
AVION REALTY INC.

Rooms

BedroomGround4.97 × 5.66 m

3 pc bath · hardwood floor · b/i bar

Living RoomSecond4.93 × 5.21 m

hardwood floor · large window · hardwood floor

Bedroom 3Third2.46 × 4.43 m

hardwood floor · large window

Bedroom 3Third2.35 × 5.12 m

hardwood floor · large window · large closet

Dining RoomSecond4.93 × 3.55 m

hardwood floor · custom counter · open concept

BathroomThird1.79 × 4.50 m

backsplash · 5 pc ensuite · large window

Primary BedroomThird3.02 × 6.05 m

hardwood floor · large closet · large window

BathroomThird2.94 × 2.41 m

hardwood floor · backsplash · 4 pc bath

KitchenSecond4.93 × 5.67 m

backsplash · hardwood floor · modern kitchen

Powder RoomSecond1.48 × 1.55 m

Backsplash

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$1.25Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $541/sqft; this home lists at $599/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.35MThis home1.10M1.40M1.28M1.10M1.38MThis home vs active comparables

Neighbourhood & location

Doncrest, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$864K
Oak Ridges Lake Wilcox
$1.10M
Oak Ridges
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,144/mo
$254KIncome needed
5.3×Price ÷ income
$1,418Weekly cost
$23,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,144Property tax $542Total carry $6,685

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,963per month

Mortgage amount $1,078,400 · 4.49% over 25 years

$269,600Down payment (20.0%)
$1,078,400Loan before insurance
$0CMHC premium
$6,504Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,963
Property tax
$542
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,504

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,435
Estimated closing costs
$23,435

Plus your down payment of $269,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,217/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$710,398Total interest paid
$1,788,798Total of all payments
Principal $1,078,400 Interest $710,398
YearPrincipalInterestBalance
1$24,065$47,487$1,054,335
2$25,158$46,394$1,029,177
3$26,300$45,252$1,002,877
4$27,494$44,058$975,382
5$28,743$42,809$946,639
6$30,048$41,504$916,592
7$31,412$40,140$885,180
8$32,838$38,714$852,341
9$34,329$37,223$818,012
10$35,888$35,664$782,124
11$37,517$34,034$744,607
12$39,221$32,331$705,386
13$41,002$30,550$664,384
14$42,863$28,689$621,521
15$44,809$26,742$576,712
16$46,844$24,708$529,868
17$48,971$22,581$480,897
18$51,194$20,358$429,702
19$53,519$18,033$376,184
20$55,949$15,603$320,235
21$58,489$13,063$261,746
22$61,145$10,407$200,601
23$63,921$7,631$136,680
24$66,823$4,729$69,857
25$69,857$1,695$0

At the end of your 5-year term

Total paid over the term
$357,760
Principal paid down
$131,761
Interest paid
$225,999
Balance remaining
$946,639

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,499− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,957

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AVION REALTY INC.. MLS®/PropTx.

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