1202-11 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13827306

$499,000
For Sale
Listed 24 days agoNo offer date stated
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2Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Prime Richmond Hill location at Yonge St & Hwy 7 in the sought-after Langstaff community.
  • Stunning 2-bedroom, 1-bathroom condo featuring unobstructed west-facing views overlooking Yonge Street and extending toward Canada's Wonderland.
  • Conveniently located close to schools, shopping, restaurants, entertainment, GO Transit, Viva Transit, and easy access to Highways 7 & 407.Bright and well-maintained...
  • Includes 1 parking space and 1 locker.
  • Building amenities include 24-hour concierge/security.

Prime Richmond Hill location at Yonge St & Hwy 7 in the sought-after Langstaff community! Stunning 2-bedroom, 1-bathroom condo featuring unobstructed west-facing views overlooking Yonge Street and extending toward Canada's Wonderland. Conveniently located close to schools, shopping, restaurants, entertainment, GO Transit, Viva Transit, and easy access to Highways 7 & 407.Bright and well-maintained unit featuring stainless steel appliances, over-the-range microwave, washer & dryer, new light fixtures, and window blinds. Includes 1 parking space and 1 locker. Building amenities include 24-hour concierge/security. All utilities and INTERNET included in the Maintenance. Excellent opportunity to live in the heart of Richmond Hill with exceptional convenience and transit access!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13827306
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge St. / Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$888/mo
Exposure
West
Property tax
$2,407 / 2025
Days on market
24
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomFlat5.69 × 3.20 m

hardwood floor · combined w/living · open concept

Bedroom 2Flat3.51 × 2.60 m

broadloom · large closet · large window

Living RoomFlat5.69 × 3.20 m

hardwood floor · west view · w/o to balcony

BedroomFlat3.60 × 3.05 m

broadloom · w/o to balcony · west view

KitchenFlat2.62 × 2.44 m

ceramic floor · b/i dishwasher · west view

FoyerFlat1.36 × 1.52 m

ceramic floor · mirrored closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
Doncrest
$570K
North Richvale
$643K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,274/mo
$113KIncome needed
4.4×Price ÷ income
$525Weekly cost
$6,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,274Property tax $201Condo fee $888Total carry $3,363

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,296Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$201
Condo / maintenance fees
$888
Heating
$0
Estimated monthly cost
$3,296

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Estimated closing costs
$6,455

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,407− Condo fees $10,659− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,966

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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