1017-39 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13870628

$475,000
For Sale
Listed 12 days agoOffers irrevocable 24 hours
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2Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Fabulous sun filled south east facing corner suite featuring spacious L-shaped living room and dining room with stylish modern grey and white decor.
  • Enjoy an impressive selection of building amenities including 24-hour security, a cardio room, exercise room, party room, billiards room, cable TV and Internet.
  • Enjoy the lifestyle benefits of being just steps to Yonge street, transit, dining, shopping, cinema, or walk to Hillcrest Mall.
  • This location also provides easy access to highways seven and 407 for your convenience.
  • Please allow 24 Hour irrevocable on all offers and include 801 and schedule B.

Fabulous sun filled south east facing corner suite featuring spacious L-shaped living room and dining room with stylish modern grey and white decor. Complete with one parking space, one locker, and a private balcony. This exceptional suite offers both comfort and convenience. Enjoy an impressive selection of building amenities including 24-hour security, a cardio room, exercise room, party room, billiards room, cable TV and Internet. Here you have everything you need for a carefree and connected living. Enjoy the lifestyle benefits of being just steps to Yonge street, transit, dining, shopping, cinema, or walk to Hillcrest Mall. This location also provides easy access to highways seven and 407 for your convenience. Ideal choice if you are looking for an exceptional lifestyle where everything you may desire is just moments away. Please allow 24 Hour irrevocable on all offers and include 801 and schedule B. Some photos Virtually staged to show potential layout. Photos of the empty rooms are included so you can envision your own space.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13870628
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge/Highway 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Maintenance
$965/mo
Exposure
South East
Property tax
$2,220 / 2026
Days on market
12
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

KitchenFlat3.24 × 2.45 m

stainless steel appl · ceramic floor · ceramic backsplash

Primary BedroomFlat4.02 × 3.12 m

laminate · double closet

Dining RoomFlat2.38 × 3.02 m

laminate · w/o to patio

Living RoomFlat6.40 × 3.36 m

laminate · combined w/dining

Bedroom 2Flat4.04 × 2.39 m

laminate · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$655K
Observatory
$550K
Doncrest
$570K
North Richvale
$643K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,165/mo
$110KIncome needed
4.3×Price ÷ income
$500Weekly cost
$5,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,165Property tax $185Condo fee $965Total carry $3,315

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,101per month

Mortgage amount $380,000 · 4.49% over 25 years

$95,000Down payment (20.0%)
$380,000Loan before insurance
$0CMHC premium
$3,251Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,101
Property tax
$185
Condo / maintenance fees
$965
Heating
$0
Estimated monthly cost
$3,251

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,975
Estimated closing costs
$5,975

Plus your down payment of $95,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,543/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$250,326Total interest paid
$630,326Total of all payments
Principal $380,000 Interest $250,326
YearPrincipalInterestBalance
1$8,480$16,733$371,520
2$8,865$16,348$362,655
3$9,268$15,946$353,387
4$9,688$15,525$343,699
5$10,128$15,085$333,571
6$10,588$14,625$322,983
7$11,069$14,144$311,914
8$11,571$13,642$300,343
9$12,097$13,116$288,246
10$12,646$12,567$275,600
11$13,220$11,993$262,380
12$13,820$11,393$248,560
13$14,448$10,765$234,112
14$15,104$10,109$219,008
15$15,790$9,423$203,218
16$16,507$8,706$186,712
17$17,256$7,957$169,455
18$18,040$7,173$151,416
19$18,859$6,354$132,557
20$19,715$5,498$112,842
21$20,610$4,603$92,232
22$21,546$3,667$70,687
23$22,524$2,689$48,163
24$23,547$1,666$24,616
25$24,616$597$0

At the end of your 5-year term

Total paid over the term
$126,065
Principal paid down
$46,429
Interest paid
$79,636
Balance remaining
$333,571

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $2,220− Condo fees $11,580− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,233

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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