A101-241 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13829902

$498,888
For Sale
Just listed todayNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • This is your chance to own a slice of luxury vacation living, just one hour from the GTA.
  • Every day is like you're on vacation in this stunning 2-bedroom, 2-bathroom condo located in the heart of the vibrant Friday Harbour Resort, in sought-after building...
  • This is the Green Ash model, bigger than other 2 bedrooms offered, this bright and modern unit boasts an open-concept layout with floor-to-ceiling windows and luxury...
  • The primary suite offers a spa-like 4-pc en-suite and plenty of closet space, while the second bedroom is perfect for guests or the rest of the family.
  • The huge corner terrace is perfect for morning coffees, evening glasses of wine and will be your gateway to all the world-class amenities that Friday Harbour has to...

This is your chance to own a slice of luxury vacation living, just one hour from the GTA. Whether you're looking for a full-time home, weekend escape, or a smart investment, this unit checks all the boxes. Every day is like you're on vacation in this stunning 2-bedroom, 2-bathroom condo located in the heart of the vibrant Friday Harbour Resort, in sought-after building A, unit 101. This is the Green Ash model, bigger than other 2 bedrooms offered, this bright and modern unit boasts an open-concept layout with floor-to-ceiling windows and luxury finishes in 864 square feet. The kitchen features sleek cabinetry, quartz countertops, and stainless steel appliances, opening into a stylish living/dining space ideal for entertaining. The primary suite offers a spa-like 4-pc en-suite and plenty of closet space, while the second bedroom is perfect for guests or the rest of the family. Larger en-suite laundry closet and lots of storage make it easy to keep the place looking its best. The huge corner terrace is perfect for morning coffees, evening glasses of wine and will be your gateway to all the world-class amenities that Friday Harbour has to offer; including Private beach club, Boardwalk shops & restaurants, championship 18-hole Golf course, marina and more! Includes underground parking and a storage locker. Seller potentially willing to offer VTB to Buyer

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13829902
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Sunreef Ave/Sea Ray Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$724/mo
Exposure
North
Property tax
$2,092 / 2025
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Living RoomMain4.42 × 3.56 m
Bedroom 2Main3.21 × 2.85 m
Primary BedroomMain2.78 × 2.94 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$485Klikely sale price

Listed at $498,888. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $485K, if it sells. A realistic range is $456K to $524K.

Independent value check: $487K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $453K and $512K).

List price
$456KBelow recent closings$524KAbove recent closings

Total price vs nearby homes. Likely closing about $485K, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$423Kmedian sold price
97%of asking, on average
−12%prices vs a year ago
~57 dayshomes like this take to sell
$2,444/moest. rent · 88 leases
5.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.7 months of inventory: 29 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $587/sqft against an area asking average of $672/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $428K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 25 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,274/mo
$109KIncome needed
4.6×Price ÷ income
$525Weekly cost
$6,453Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,274Property tax $174Condo fee $724Total carry $3,172

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,110 · 4.49% over 25 years

$99,778Down payment (20.0%)
$399,110Loan before insurance
$0CMHC premium
$3,105Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$174
Condo / maintenance fees
$724
Heating
$0
Estimated monthly cost
$3,105

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,453
Estimated closing costs
$6,453

Plus your down payment of $99,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,671/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,915Total interest paid
$662,025Total of all payments
Principal $399,110 Interest $262,915
YearPrincipalInterestBalance
1$8,906$17,575$390,204
2$9,311$17,170$380,893
3$9,734$16,747$371,160
4$10,176$16,305$360,984
5$10,638$15,843$350,346
6$11,121$15,360$339,226
7$11,625$14,856$327,601
8$12,153$14,328$315,447
9$12,705$13,776$302,742
10$13,282$13,199$289,460
11$13,885$12,596$275,575
12$14,515$11,966$261,060
13$15,174$11,307$245,885
14$15,863$10,618$230,022
15$16,584$9,897$213,438
16$17,337$9,144$196,101
17$18,124$8,357$177,977
18$18,947$7,534$159,031
19$19,807$6,674$139,224
20$20,706$5,775$118,517
21$21,646$4,835$96,871
22$22,629$3,852$74,241
23$23,657$2,824$50,585
24$24,731$1,750$25,854
25$25,854$627$0

At the end of your 5-year term

Total paid over the term
$132,405
Principal paid down
$48,764
Interest paid
$83,641
Balance remaining
$350,346

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 88 whole-home leases in Rural Innisfil$2,444/mo
$29,328Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,322 to $2,566Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 88 whole-home leases in Rural Innisfil signed at a median of $2,381 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,444. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.9%
Gross yield
− Property tax $2,092− Condo fees $8,688− Insurance $600− Vacancy & upkeep $3,226Net operating income $14,722

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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