234 Beechy Drive, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13831868

$819,900
For Sale
Listed 23 days agoNo offer date stated
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3Bedrooms
1Bathrooms
7Parking
700-1100Sq ft

About this home

In short

  • Welcome to this two-storey, semi-detached home situated on a quiet street in a highly desirable, family-friendly neighbourhood.
  • The home features 3 bedrooms, 1 full bathroom, a bright south-facing backyard, and a spacious private lot with a deck-perfect for outdoor entertaining and family...
  • The basement offers excellent potential for an in-law suite or additional living space - with a separate entrance already in place.
  • Close to parks, recreation centres, shopping, local and GO Transit, and just a short drive to Highway 404.

Welcome to this two-storey, semi-detached home situated on a quiet street in a highly desirable, family-friendly neighbourhood. The home features 3 bedrooms, 1 full bathroom, a bright south-facing backyard, and a spacious private lot with a deck-perfect for outdoor entertaining and family enjoyment.The basement offers excellent potential for an in-law suite or additional living space - with a separate entrance already in place! Ample parking is available in the private driveway. This well-maintained home shows pride of ownership and provides an excellent opportunity for buyers looking to add their own personal updates.Conveniently located within walking distance of schools, including Bayview Secondary School, Richmond Hill High School, TMS Campus and Montessori, as well as French immersion, public and separate schools. Close to parks, recreation centres, shopping, local and GO Transit, and just a short drive to Highway 404.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13831868
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
40 × 102 ft
Cross streets
Bayview and Elgin Mills
Parking
7 parking
Driveway
Private Double
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,264 / 2026
Days on market
23
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Primary BedroomSecond3.53 × 2.60 m

broadloom · closet

Bedroom 2Second4.05 × 2.35 m

broadloom · closet

RecreationBasement4.35 × 3.00 m

Tile Floor

Bedroom 3Second2.99 × 2.46 m

hardwood floor · closet

KitchenBasement3.20 × 2.80 m

Tile Floor

Living RoomMain4.20 × 3.25 m

hardwood floor · picture window · combined w/dining

Dining RoomMain3.25 × 3.00 m

hardwood floor · overlooks backyard · combined w/living

KitchenMain3.23 × 2.89 m

ceramic floor · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.10M
Oak Ridges
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,737/mo
$157KIncome needed
5.2×Price ÷ income
$862Weekly cost
$12,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,737Property tax $355Total carry $4,092

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,627per month

Mortgage amount $655,920 · 4.49% over 25 years

$163,980Down payment (20.0%)
$655,920Loan before insurance
$0CMHC premium
$3,982Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,627
Property tax
$355
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,982

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,873
Estimated closing costs
$12,873

Plus your down payment of $163,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,390/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,088Total interest paid
$1,088,008Total of all payments
Principal $655,920 Interest $432,088
YearPrincipalInterestBalance
1$14,637$28,883$641,283
2$15,302$28,218$625,981
3$15,997$27,524$609,984
4$16,723$26,797$593,261
5$17,482$26,038$575,779
6$18,276$25,244$557,503
7$19,106$24,414$538,397
8$19,973$23,547$518,423
9$20,880$22,640$497,543
10$21,828$21,692$475,715
11$22,819$20,701$452,895
12$23,855$19,665$429,040
13$24,939$18,582$404,101
14$26,071$17,449$378,030
15$27,255$16,266$350,776
16$28,492$15,028$322,284
17$29,786$13,735$292,498
18$31,138$12,382$261,360
19$32,552$10,968$228,808
20$34,030$9,490$194,778
21$35,575$7,945$159,203
22$37,190$6,330$122,013
23$38,879$4,641$83,134
24$40,644$2,876$42,490
25$42,490$1,031$0

At the end of your 5-year term

Total paid over the term
$217,602
Principal paid down
$80,141
Interest paid
$137,460
Balance remaining
$575,779

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $4,264− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,822

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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