11 Espby Court, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N13867372

$1,688,000
For Sale
Listed 13 days agoNo offer date stated
4Bedrooms
3Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Discover grand interiors & exceptional outdoor living at 11 Espby Court, among the street's largest homes, offering 3,044 sqft., 4 bedrooms & 3 bathrooms on a quiet...
  • Engineered hardwood & tile flooring extend throughout the main & second levels, with crown moulding in living spaces & bedrooms.
  • Open-concept living & dining rooms feature pot lights & large casement windows, while a bright main-floor office offers flexibility for extended family.
  • A renovated chef's kitchen showcases stainless steel appliances, quartz countertops, backsplash, double undermount sink, ample cabinetry & a breakfast bar.
  • Upstairs, the primary retreat features double-door entry, separate his-&-hers walk-in closets & a renovated 4-piece ensuite with a soaker tub, frameless glass shower...

Discover grand interiors & exceptional outdoor living at 11 Espby Court, among the street's largest homes, offering 3,044 sqft., 4 bedrooms & 3 bathrooms on a quiet Cul-de-Sac in Richmond Hill's desirable Westbrook community. Double doors reveal a grand Scarlett O'Hara staircase beneath a skylight illuminating the foyer & central interior. Engineered hardwood & tile flooring extend throughout the main & second levels, with crown moulding in living spaces & bedrooms. Open-concept living & dining rooms feature pot lights & large casement windows, while a bright main-floor office offers flexibility for extended family. The family room features a brick wood-burning fireplace, pot lights & casement windows. A renovated chef's kitchen showcases stainless steel appliances, quartz countertops, backsplash, double undermount sink, ample cabinetry & a breakfast bar. The breakfast nook opens to a spacious covered deck overlooking a private, fully fenced backyard, with included patio furniture & a BBQ ideal for entertaining & family fun. A mudroom with laundry & garage access & powder room complete the main level. Upstairs, the primary retreat features double-door entry, separate his-&-hers walk-in closets & a renovated 4-piece ensuite with a soaker tub, frameless glass shower, vanity, pot lights & a window. Three additional bedrooms offer generous double closets, including one with access to a central study overlooking the front yard. A second 4-piece bathroom with a double-sink vanity & separate shower serves this level. The unfinished basement provides space to customize. Enjoy access to Toll Bar & Twickenham parks, Maple Downs Golf Club & Elgin West Community Centre, with nearby schools including Silver Pines PS, St. Theresa of Lisieux CHS. Shopping, restaurants, Imagine Cinemas, Mackenzie Hospital, Richmond Hill Public Library & Hillcrest Mall add everyday convenience, while YRT/Viva transit & connections to Highways 7, 407 & 404 facilitate travel across the GTA.

Key facts

Property type
Detached, 2-Storey
MLS®
N13867372
Bedrooms
4
Bathrooms
3 (1 half)
Size
3000-3500 sq ft
Lot
34.74 × 126.98 ft
Cross streets
Yonge St. & Elgin Mills Rd. W.
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,739 / 2025
Days on market
13
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Powder RoomMain1.45 × 1.27 m

2 pc bath · b/i vanity · tile floor

KitchenMain3.73 × 3.81 m

stainless steel appl · quartz counter · custom backsplash

Family RoomMain4.88 × 3.81 m

brick fireplace · crown moulding · casement windows

Bedroom 4Second3.68 × 3.81 m

double closet · crown moulding · hardwood floor

Living RoomMain7.89 × 3.63 m
BreakfastMain2.90 × 3.81 m

w/o to deck · tile floor · breakfast bar

Dining RoomMain3.66 × 3.91 m

crown moulding · pot lights · large window

Mud RoomMain2.24 × 2.57 m

combined w/laundry · laundry sink · access to garage

Bedroom 3Second3.84 × 3.76 m

double closet · crown moulding · casement windows

Bedroom 2Second3.78 × 3.86 m

crown moulding · double closet · casement windows

Primary BedroomSecond5.94 × 3.81 m

crown moulding · walk-in closet(s) · 4 pc ensuite

StudySecond3.68 × 2.06 m

crown moulding · pot lights · hardwood floor

OfficeMain3.86 × 3.35 m

crown moulding · pot lights · hardwood floor

BathroomSecond2.77 × 3.53 m

4 pc bath · soaking tub · separate shower

BathroomSecond2.62 × 2.59 m

4 pc bath · double sink · separate shower

Living RoomMain3.66 × 4.14 m

crown moulding · pot lights · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.72M
Crosby
$2.05M
Jefferson
$1.41M
North Richvale
$1.51M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,693/mo
$316KIncome needed
5.3×Price ÷ income
$1,775Weekly cost
$30,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,693Property tax $645Total carry $8,338

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,467per month

Mortgage amount $1,350,400 · 4.49% over 25 years

$337,600Down payment (20.0%)
$1,350,400Loan before insurance
$0CMHC premium
$8,112Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,467
Property tax
$645
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,112

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,235
Estimated closing costs
$30,235

Plus your down payment of $337,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,037/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$889,578Total interest paid
$2,239,978Total of all payments
Principal $1,350,400 Interest $889,578
YearPrincipalInterestBalance
1$30,135$59,464$1,320,265
2$31,503$58,096$1,288,761
3$32,934$56,665$1,255,828
4$34,429$55,170$1,221,398
5$35,992$53,607$1,185,406
6$37,627$51,973$1,147,779
7$39,335$50,264$1,108,445
8$41,121$48,478$1,067,324
9$42,988$46,611$1,024,336
10$44,940$44,659$979,396
11$46,980$42,619$932,416
12$49,113$40,486$883,302
13$51,343$38,256$831,959
14$53,674$35,925$778,284
15$56,112$33,488$722,173
16$58,659$30,940$663,514
17$61,323$28,277$602,191
18$64,107$25,492$538,084
19$67,018$22,582$471,067
20$70,060$19,539$401,006
21$73,241$16,358$327,765
22$76,567$13,032$251,198
23$80,043$9,556$171,155
24$83,678$5,921$87,477
25$87,477$2,122$0

At the end of your 5-year term

Total paid over the term
$447,996
Principal paid down
$164,994
Interest paid
$283,002
Balance remaining
$1,185,406

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $7,739− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,145

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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