44 Canyon Hill Avenue, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N14081770

$1,499,999
For Sale
Listed 4 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this beautiful detached home situated on a premium ravine lot in the highly sought-after Westbrook community of Richmond Hill.
  • The primary bedroom features a walk-in closet, 4-piece ensuite, and serene views of the ravine and pond.
  • Enjoy a large finished basement with an additional bedroom and 3-piece ensuite, offering excellent additional living space.
  • Recent improvements include a newer roof and garage doors.
  • Hardwood flooring, high ceilings, stainless steel appliances, water softener, and a private treed backyard complete this impressive home.

Welcome to this beautiful detached home situated on a premium ravine lot in the highly sought-after Westbrook community of Richmond Hill! Featuring 4+1 bedrooms, 4 bathrooms, and a spacious, functional layout designed for comfortable family living. The bright family room offers a gas fireplace and overlooks the peaceful greenbelt, while the kitchen and breakfast area open to beautiful backyard views. The primary bedroom features a walk-in closet, 4-piece ensuite, and serene views of the ravine and pond. Enjoy a large finished basement with an additional bedroom and 3-piece ensuite, offering excellent additional living space. Recent improvements include a newer roof and garage doors. Hardwood flooring, high ceilings, stainless steel appliances, water softener, and a private treed backyard complete this impressive home. Conveniently located within walking distance to amenities, public transit, parks, and highly ranked schools. A rare opportunity to enjoy privacy, nature, and family living in one of Richmond Hill's most desirable neighbourhoods!

Key facts

Property type
Detached, 2-Storey
MLS®
N14081770
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
40.16 × 131.8 ft
Cross streets
Yonge & Elgin Mills
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,879 / 2026
Days on market
4
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Dining RoomGround3.40 × 6.10 m

hardwood floor · large window · combined w/living

BedroomBasement4.87 × 3.65 m

laminate · closet · 3 pc ensuite

Primary BedroomSecond5.46 × 4.00 m

hardwood floor · closet · window

Bedroom 4Second3.41 × 3.05 m

hardwood floor · closet

Bedroom 3Second4.51 × 3.96 m

hardwood floor · closet · window

Living RoomBasement9.75 × 4.57 m

laminate · window

KitchenGround2.75 × 3.65 m

ceramic floor · centre island · stainless steel appl

Living RoomGround3.40 × 6.10 m

hardwood floor · large window · combined w/dining

Family RoomGround3.35 × 6.09 m

hardwood floor · gas fireplace · overlook greenbelt

BreakfastGround2.75 × 3.65 m

ceramic floor · combined w/kitchen · overlook greenbelt

Bedroom 2Second3.47 × 3.96 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.56M
Jefferson
$1.41M
Crosby
$2.05M
North Richvale
$1.51M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,836/mo
$285KIncome needed
5.3×Price ÷ income
$1,578Weekly cost
$26,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,836Property tax $657Total carry $7,493

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,635per month

Mortgage amount $1,199,999 · 4.49% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$7,292Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,635
Property tax
$657
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,292

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,031/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$790,501Total interest paid
$1,990,500Total of all payments
Principal $1,199,999 Interest $790,501
YearPrincipalInterestBalance
1$26,779$52,841$1,173,220
2$27,995$51,625$1,145,226
3$29,266$50,354$1,115,960
4$30,595$49,025$1,085,365
5$31,984$47,636$1,053,381
6$33,436$46,184$1,019,946
7$34,954$44,666$984,992
8$36,541$43,079$948,450
9$38,200$41,420$910,250
10$39,935$39,685$870,316
11$41,748$37,872$828,568
12$43,643$35,977$784,924
13$45,625$33,995$739,299
14$47,696$31,924$691,603
15$49,862$29,758$641,741
16$52,126$27,494$589,615
17$54,493$25,127$535,122
18$56,967$22,653$478,155
19$59,553$20,067$418,602
20$62,257$17,363$356,344
21$65,084$14,536$291,260
22$68,039$11,581$223,221
23$71,129$8,491$152,092
24$74,358$5,262$77,734
25$77,734$1,886$0

At the end of your 5-year term

Total paid over the term
$398,100
Principal paid down
$146,618
Interest paid
$251,482
Balance remaining
$1,053,381

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $7,879− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,791

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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