12 Seedling Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13867962

$1,189,000
For Sale
Listed 13 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Newly Updated Discover Your Dream Home in the Heart of Whitchurch- Stouffville.
  • Featuring a Grand Double-Door Entry and a Bright, Open-Concept Layout, This Home Offers an Inviting Main Floor Designed For Both Everyday Family Living and Entertaining.
  • Boasting a Newly Renovated Fluted Wall Accent Panels w/ LED Light Strips in BOTH the Entryway & Living Room.
  • Large Windows Throughout Allow Natural Light To Flow Seamlessly Throughout The Home, While Quality Hardwood Flooring Adds Warmth and Elegance To The Main Level.
  • Ideally Located Near Parks, Walking Trails, Shopping, Dining, and Mere Minutes to Markham, 404 & 407, GO Transit, Stouffville Main St, Farmers' Markets.

*Newly Updated* Discover Your Dream Home in the Heart of Whitchurch- Stouffville! This BRIGHT & Beautiful 4 Bed, 4 Bath Detached Home is a Perfect Blend of Modern Comfort While Being Surrounded by Greenery, Spacious Living, & Family-Friendly Convenience. Featuring a Grand Double-Door Entry and a Bright, Open-Concept Layout, This Home Offers an Inviting Main Floor Designed For Both Everyday Family Living and Entertaining. Boasting a Newly Renovated Fluted Wall Accent Panels w/ LED Light Strips in BOTH the Entryway & Living Room. The Modern Kitchen Features Quartz Countertops, a Large Centre Island/Breakfast Bar, Ample Cabinetry and a Walk-In Pantry, Overlooking The Spacious Living and Dining Areas. Large Windows Throughout Allow Natural Light To Flow Seamlessly Throughout The Home, While Quality Hardwood Flooring Adds Warmth and Elegance To The Main Level. Upstairs, All Four Bedrooms Have Direct Access to Bathrooms, Offer Generous Space and Oversized Walk-In Closets. The Primary Bedroom is Very Spacious and the 5 Piece Ensuite Boasts a Huge Double Sink Vanity, Standing Shower, Deep Soaker Tub and a Separately Enclosed Toilet Room. Ideally Located Near Parks, Walking Trails, Shopping, Dining, and Mere Minutes to Markham, 404 & 407, GO Transit, Stouffville Main St, Farmers' Markets. Families Will Appreciate The Proximity To Wendat Village PS (Holding), Spring Lakes PS, Stouffville District SS, Bill Hogarth SS, As Well As Highly Sought-After Unionville HS and Milliken Mills HS IB. A Wonderful Opportunity To Enjoy Spacious, Modern Living In One Of Stouffville's Desirable Family Communities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13867962
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
36 × 95 ft
Cross streets
Tenth Line & 19th Ave
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,944 / 2025
Days on market
13
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Bedroom 2Second3.35 × 3.23 m

semi ensuite · large window · walk-in closet(s)

Bedroom 4Second2.95 × 4.17 m

3 pc ensuite · large window · walk-in closet(s)

Living RoomMain3.66 × 5.03 m

hardwood floor · large window · overlooks backyard

Bedroom 3Second3.86 × 2.82 m

semi ensuite · large window · walk-in closet(s)

Dining RoomMain3.66 × 3.96 m

hardwood floor · large window · open concept

BreakfastMain3.35 × 3.51 m

tile floor · combined w/kitchen · w/o to yard

KitchenMain3.45 × 4.42 m

stone counters · centre island · pantry

Primary BedroomSecond4.88 × 4.27 m

5 pc ensuite · large window · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,419/mo
$229KIncome needed
5.2×Price ÷ income
$1,251Weekly cost
$20,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,419Property tax $579Total carry $5,998

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,259per month

Mortgage amount $951,200 · 4.49% over 25 years

$237,800Down payment (20.0%)
$951,200Loan before insurance
$0CMHC premium
$5,838Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,259
Property tax
$579
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,838

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,255
Estimated closing costs
$20,255

Plus your down payment of $237,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,366/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$626,604Total interest paid
$1,577,804Total of all payments
Principal $951,200 Interest $626,604
YearPrincipalInterestBalance
1$21,227$41,885$929,973
2$22,191$40,922$907,783
3$23,198$39,914$884,585
4$24,251$38,861$860,333
5$25,352$37,760$834,981
6$26,504$36,609$808,477
7$27,707$35,405$780,770
8$28,965$34,147$751,806
9$30,280$32,832$721,525
10$31,655$31,457$689,871
11$33,092$30,020$656,778
12$34,595$28,518$622,184
13$36,165$26,947$586,018
14$37,807$25,305$548,211
15$39,524$23,588$508,687
16$41,319$21,794$467,368
17$43,195$19,918$424,174
18$45,156$17,956$379,018
19$47,206$15,906$331,812
20$49,349$13,763$282,462
21$51,590$11,522$230,872
22$53,932$9,180$176,940
23$56,381$6,731$120,559
24$58,941$4,171$61,617
25$61,617$1,495$0

At the end of your 5-year term

Total paid over the term
$315,561
Principal paid down
$116,219
Interest paid
$199,342
Balance remaining
$834,981

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $6,944− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,726

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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