4 Brecken Drive, Georgina, ON
Keswick South, Georgina · MLS® N13883456
About this home
In short
- Your first home, your next chapter, or a place to put down roots.
- This rare 1.5-storey model in sought-after Simcoe Landing puts schools, parks, trails, a marina, and Lake Simcoe close to home, bringing everyday convenience and...
- The expansive open-concept main floor connects the kitchen, dining area, and family room, overlooking a welcoming living room with crown moulding and picturesque...
- Two bedrooms and a full bathroom sit on the main floor, while the entire upper half-storey is devoted to an oversized primary retreat with a large walk-in closet and...
- The finished basement adds flexibility with two bedrooms, its own kitchen, living area, and full bathroom, creating space for extended family or changing needs over...
Your first home, your next chapter, or a place to put down roots. This rare 1.5-storey model in sought-after Simcoe Landing puts schools, parks, trails, a marina, and Lake Simcoe close to home, bringing everyday convenience and weekend adventures together. The expansive open-concept main floor connects the kitchen, dining area, and family room, overlooking a welcoming living room with crown moulding and picturesque arched windows that fill the space with natural light. A gas fireplace adds warmth, creating an inviting setting for everyday living, family dinners, and holiday gatherings. Two bedrooms and a full bathroom sit on the main floor, while the entire upper half-storey is devoted to an oversized primary retreat with a large walk-in closet and generous ensuite. It's a distinctive layout that balances togetherness with a little space of your own. The finished basement adds flexibility with two bedrooms, its own kitchen, living area, and full bathroom, creating space for extended family or changing needs over the years. Outside, summer barbecues and relaxed evenings await on the elevated western red cedar deck overlooking the fully fenced backyard, complete with a custom pergola, retractable ShadeFX canopy, and gas BBQ connection. Incredibly well maintained and lovingly cared for, this home offers comfortable living today and the opportunity to add your personal touch over time. An attached 1.5-car garage completes the package with convenient parking and ample storage. Come discover a home full of possibilities and a lifestyle you'll love.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- N13883456
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 44.95 × 100.07 ft
- Cross streets
- Thornlodge Dr & Brecken Dr
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Finished, Full
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,987 / 2025
- Days on market
- 10
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
walk-in closet(s) · 4 pc ensuite · large window
gas fireplace · combined w/dining · crown moulding
laminate · window · b/i bookcase
overlooks backyard · walk-out · sliding doors
centre island · stainless steel appl · overlooks backyard
window · combined w/kitchen · laminate
b/i closet · laminate · overlooks backyard
b/i closet · laminate · sliding doors
laminate · window · b/i closet
overlooks frontyard · large window · crown moulding
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $498/sqft; this home lists at $428/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $599,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,313
- Property tax
- $499
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,812
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,455
- Estimated closing costs
- $11,455
Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,785
- Principal paid down
- $73,211
- Interest paid
- $125,574
- Balance remaining
- $525,989
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.