69 Virginia Boulevard, Georgina, ON

Virginia, Georgina · MLS® N14028270

$499,900
For Sale
Listed 6 days agoNo offer date stated
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4Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Welcome home to Lakeside living.
  • Located a short walk from beautiful Lake Simcoe, this 4 bedroom bungalow is situated on a huge lot approximately 20 minutes to the 404 extension.
  • Enjoy an open concept eat-in kitchen and living area.
  • Bathroom renovated 2026 with in floor heating.
  • Coffee shop and gas station approximately 3 minutes drive.

Welcome home to Lakeside living! This charming home located in a lakeside community offers a fantastic blend of outdoor leisure and cozy family living! Located a short walk from beautiful Lake Simcoe, this 4 bedroom bungalow is situated on a huge lot approximately 20 minutes to the 404 extension! Enjoy an open concept eat-in kitchen and living area! Bathroom renovated 2026 with in floor heating! Walk-out to backyard to enjoy grilling on the deck, and your own hot tub! Lots of space in your ample backyard! Enjoy the Lake at the end of your road with Lakefront Boondocks Restaurant within walking distance! Coffee shop and gas station approximately 3 minutes drive! Less than a 10 minute drive to amenities! Enjoy boating, swimming, fishing and ice fishing or just escape with a lakeside stroll! Great opportunity for families just starting out, or winding down!

Key facts

Property type
Detached, Bungalow
MLS®
N14028270
Bedrooms
4
Bathrooms
1
Size
700-1100 sq ft
Lot
75.02 × 209.75 ft
Cross streets
Hwy 48 & Virginia Blvd
Parking
6 parking
Driveway
Private Double
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Above Ground
Property tax
$3,927 / 2026
Days on market
6
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Living RoomMain22.57 × 10.24 m
Bedroom 4Main9.28 × 12.50 m
Bedroom 2Main7.91 × 9.35 m
LaundryMain9.48 × 10.79 m
Bedroom 3Main9.94 × 12.50 m
Primary BedroomMain12.89 × 23.06 m
KitchenMain12.40 × 6.27 m
FoyerMain9.48 × 7.87 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Virginia · asking prices
$621kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $549/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
500kThis home625k570k669kThis home vs active comparables

Neighbourhood & location

Virginia, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$684K
Pefferlaw
$808K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,278/mo
$101KIncome needed
4.9×Price ÷ income
$526Weekly cost
$6,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $2,278Property tax $327Total carry $2,606

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,920 · 4.49% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,538Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$327
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,538

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Estimated closing costs
$6,473

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,448Total interest paid
$663,368Total of all payments
Principal $399,920 Interest $263,448
YearPrincipalInterestBalance
1$8,925$17,610$390,995
2$9,330$17,205$381,666
3$9,753$16,781$371,912
4$10,196$16,339$361,716
5$10,659$15,876$351,057
6$11,143$15,392$339,914
7$11,649$14,886$328,265
8$12,178$14,357$316,087
9$12,731$13,804$303,356
10$13,309$13,226$290,047
11$13,913$12,622$276,134
12$14,545$11,990$261,589
13$15,205$11,329$246,384
14$15,896$10,639$230,488
15$16,617$9,917$213,871
16$17,372$9,163$196,499
17$18,161$8,374$178,338
18$18,985$7,550$159,353
19$19,847$6,688$139,506
20$20,748$5,786$118,758
21$21,690$4,844$97,067
22$22,675$3,859$74,392
23$23,705$2,830$50,687
24$24,781$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,674
Principal paid down
$48,863
Interest paid
$83,811
Balance remaining
$351,057

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $3,927− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,159

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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