5 Della Street, Georgina, ON
Virginia, Georgina · MLS® N14083076
About this home
In short
- Embrace the Lake Simcoe Lifestyle.
- Nestled on a quiet cul-de-sac in Georgina's sought-after Virginia Beach community, this move-in-ready 3-bedroom home offers the perfect blend of year-round comfort or...
- Located in a family-friendly neighbourhood close to schools, marinas, and local restaurants, and just steps from the southern shores of Lake Simcoe.
- Inside, discover a bright, open-concept layout featuring an updated eat-in kitchen with stainless steel appliances, a built-in dishwasher, ample storage, and a large...
- Cathedral ceilings enhance the kitchen and dining area, while the spacious primary suite offers a walk-in closet, semi-private ensuite, and cathedral ceiling.
Embrace the Lake Simcoe Lifestyle! Nestled on a quiet cul-de-sac in Georgina's sought-after Virginia Beach community, this move-in-ready 3-bedroom home offers the perfect blend of year-round comfort or weekend escape. Located in a family-friendly neighbourhood close to schools, marinas, and local restaurants, and just steps from the southern shores of Lake Simcoe. Enjoy beach access through a shared shoreline and private beach area. Inside, discover a bright, open-concept layout featuring an updated eat-in kitchen with stainless steel appliances, a built-in dishwasher, ample storage, and a large pantry, flowing open to the dining and living areas. Cathedral ceilings enhance the kitchen and dining area, while the spacious primary suite offers a walk-in closet, semi-private ensuite, and cathedral ceiling. Main-floor laundry adds everyday convenience. Step onto the upated front and back decks to enjoy the outdoors, entertain, or BBQ while overlooking the backyard. The outdoor features continue with an insulated, detached double garage, an exterior bar area overlooking the fire pit, and ample parking for additional vehicles and recreational toys. Recent updates include a new natural gas forced-air furnace and hot water tank. Enjoy boating, fishing, swimming, and spectacular sunsets in summer, with ice fishing, snowmobiling, and winter recreation when the temperatures drop. Minutes to Virginia Beach Marina and boat launch, Boondocks Eatery, Sibbald Point Provincial Park, beaches, shops, and the Georgina Islands ferry. Convenient access to Highway 404 makes commuting to the GTA easy while enjoying a relaxed lakeside community. Whether you're searching for a family home or a weekend retreat, this inviting property offers an exceptional opportunity to enjoy the best of Lake Simcoe living!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N14083076
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 60 × 150.41 ft
- Cross streets
- Hwy 48 & Hadden Rd
- Parking
- 2 garage · 10 parking (detached)
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $2,740 / 2026
- Days on market
- 4
- Listing brokerage
- Royal LePage Lakes Of Muskoka Realty
Rooms
walk-in closet(s) · cathedral ceiling(s)
b/i dishwasher · cathedral ceiling(s)
cathedral ceiling(s) · ceiling fan(s)
Carpet Free
4 Pc Bath
Listed at $669,000, about 25% above our estimate of $534K (homes like it typically land between $500K and $559K).
Why $534K. The typical detached home sold in Virginia over the past year went for about $600K (24 sales). What sets this one apart:
- ▼ Lowers it strongly3 bedrooms and 1 baths, against 3 and 2 typically.
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,740 a year; the typical home sold here pays about $3,500.
- ▲ Raises it2 garage and 10 total parking spaces, against 2 and 6 typically.
Total price vs nearby homes. Fair value about $534K, learned from recent GTA sales.
The market behind the math:
About 7 months of inventory: 7 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $515/sqft against an area asking average of $681/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $540K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($515/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 14 comparable homes that sold in Virginia over the past two years, from 35 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $534K, which is where my estimate comes from.
Per square foot, these ask about $636/sqft; this home lists at $515/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Georgina: $793K in September 2026, up 1% from a year ago, on 529 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $798K | 53 |
| November 2025 | $795K | 40 |
| December 2025 | $800K | 27 |
| January 2026 | $800K | 18 |
| February 2026 | $820K | 25 |
| March 2026 | $796K | 44 |
| April 2026 | $779K | 44 |
| May 2026 | $790K | 57 |
| June 2026 | $802K | 77 |
| July 2026 | $800K | 60 |
| August 2026 | $820K | 40 |
| September 2026 | $793K | 44 |
Neighbourhood & location
Virginia, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $535,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,959
- Property tax
- $228
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,188
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,855
- Estimated closing costs
- $9,855
Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $177,553
- Principal paid down
- $65,392
- Interest paid
- $112,161
- Balance remaining
- $469,808
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Virginia signed at a median of $2,219 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,779. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Lakes Of Muskoka Realty. MLS®/PropTx.