92 Sunset Beach Road, Georgina, ON
Virginia, Georgina · MLS® N14093596
About this home
In short
- Welcome to 92 Sunset Beach, Virginia.
- Situated on an impressive 138 x 117 ft lot, this well-maintained 3-bedroom bungalow offers an incredible opportunity to enjoy the best of lakeside living.
Welcome to 92 Sunset Beach, Virginia! Situated on an impressive 138 x 117 ft lot, this well-maintained 3-bedroom bungalow offers an incredible opportunity to enjoy the best of lakeside living. Just steps to the lake with private beach access, this property delivers the lifestyle buyers dream about. Inside, you'll find a home that has been well cared for, while outside, a detached double-car garage and massive driveway provide exceptional space for vehicles, recreational toys, and hosting family and friends. Whether you're searching for a year-round home, a weekend getaway, or the perfect place to escape and unwind by the water, this property checks all the boxes. With a generous lot, ample parking, and the lake just moments away, there's plenty to love and even more potential to make it your own.Opportunities like this don't come along every day! If you've been dreaming of owning a property near the lake with private beach access, room to park, and space to enjoy, this is your chance. Don't miss out - book your private showing today and discover everything 92 Sunset Beach has to offer!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N14093596
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 138.84 × 117.75 ft
- Cross streets
- Sunset Beach And Hwy 48
- Parking
- 2 garage · 10 parking (detached)
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Septic
- Pool
- Above Ground
- Property tax
- $3,629 / 2025
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
laminate · walk-in closet(s)
laminate · double closet
eat-in kitchen · ceiling fan(s) · walk-out
laminate · walk-out · electric fireplace
laminate · large window
laminate · double closet
Listed at $625,000, about 15% above our estimate of $544K (homes like it typically land between $510K and $570K).
Why $544K. The typical detached home sold in Virginia over the past year went for about $600K (24 sales). What sets this one apart:
- ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
- ▼ Lowers it3 bedrooms and 1 baths, against 3 and 2 typically.
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $3,629 a year; the typical home sold here pays about $3,500.
- ▲ Raises it2 garage and 10 total parking spaces, against 2 and 6 typically.
Total price vs nearby homes. Fair value about $544K, learned from recent GTA sales.
The market behind the math:
About 7 months of inventory: 7 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $694/sqft against an area asking average of $655/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $568K. Condition and finishes remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($694/sqft) is in line with the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 14 comparable homes that sold in Virginia over the past two years, from 35 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $544K, which is where my estimate comes from.
Per square foot, these ask about $547/sqft; this home lists at $694/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Georgina: $793K in September 2026, up 1% from a year ago, on 529 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $798K | 53 |
| November 2025 | $795K | 40 |
| December 2025 | $800K | 27 |
| January 2026 | $800K | 18 |
| February 2026 | $820K | 25 |
| March 2026 | $796K | 44 |
| April 2026 | $779K | 44 |
| May 2026 | $790K | 57 |
| June 2026 | $802K | 77 |
| July 2026 | $800K | 60 |
| August 2026 | $820K | 40 |
| September 2026 | $793K | 44 |
Neighbourhood & location
Virginia, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $500,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,765
- Property tax
- $302
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,067
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,975
- Estimated closing costs
- $8,975
Plus your down payment of $125,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $165,875
- Principal paid down
- $61,091
- Interest paid
- $104,784
- Balance remaining
- $438,909
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Virginia signed at a median of $2,221 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,340. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.