18 Isle Vista Drive, Georgina, ON
Virginia, Georgina · MLS® N13881430
About this home
In short
- Welcome to 18 Isle Vista Drive, a completely renovated 2-bedroom, 1-bathroom bungalow just steps from the shores of Lake Simcoe in Virginia.
- Set on a huge lot with an oversized detached two-car garage, 10 car parking, there is room for everything from snowmobiles and ATV's to bikes, boats and all your...
- Inside, this home has been renovated from top to bottom with new waterproof laminate flooring throughout, all new interior doors, trim and baseboards, fresh paint...
- The exterior of both the home and garage was completed in September 2026 with brand new siding.
- Year-round lakeside living, a massive garage, hugh lot and a fully renovated home - this is the kind of opportunity that doesn't come along often.
LAKE LIFE STARTS HERE! Welcome to 18 Isle Vista Drive, a completely renovated 2-bedroom, 1-bathroom bungalow just steps from the shores of Lake Simcoe in Virginia. Whether you're a first-time buyer, downsizing, or searching for the perfect four-season getaway, this turnkey home offers the perfect blend of comfort, convenience and outdoor adventure. Set on a huge lot with an oversized detached two-car garage, 10 car parking, there is room for everything from snowmobiles and ATV's to bikes, boats and all your lake-life toys. the insulated garage features hydro and is an incrediable bonus for hobbyists and outdoor enthusiasts. Inside, this home has been renovated from top to bottom with new waterproof laminate flooring throughout, all new interior doors, trim and baseboards, fresh paint, updated bathroom, updated appliances and a 3 unit ductless split HVAC system just insulated. The home also features an updated well and septic system. The exterior of both the home and garage was completed in September 2026 with brand new siding. And then there's the lifestyle! Lake Simcoe is just steps away, with the marina conveniently located around the corner. Enjoy access to a private beach for approximately $150 annually, plus private boat launch and sock access available for an additional cost. Year-round lakeside living, a massive garage, hugh lot and a fully renovated home - this is the kind of opportunity that doesn't come along often. Just unpack, move in and start enjoying everything this waterfront community has to offer!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13881430
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700 sq ft
- Lot
- 25.75 × 127.9 ft
- Cross streets
- Woodfield and Daisy
- Parking
- 2 garage · 10 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Heat Pump
- A/C
- Other
- Exterior
- Vinyl Siding
- Foundation
- Wood
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $2,810 / 2026
- Days on market
- 10
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
sliding doors · w/o to patio · laminate
window · laminate
window · laminate
laminate · combined w/living
fireplace · overlooks frontyard · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $628/sqft; this home lists at $843/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Virginia, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $472,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,610
- Property tax
- $234
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,844
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,275
- Estimated closing costs
- $8,275
Plus your down payment of $118,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $156,586
- Principal paid down
- $57,670
- Interest paid
- $98,916
- Balance remaining
- $414,330
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.