607 Duclos Point Road, Georgina, ON

Pefferlaw, Georgina · MLS® N13854582

$999,000
For Sale
Listed 17 days agoNo offer date stated
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2Bedrooms
1Bathrooms
1.5Garage · 6 parking
700-1100Sq ft

About this home

In short

  • Rare 122 Feet of Direct Waterfront on Lake Simcoe in Duclos Point.
  • Set on a very large pie-shaped lot measuring 75 ft of frontage by 253 ft deep and widening to an impressive 122 ft along the water, this charming log home sits on a...
  • At approximately 900 sq ft, the cozy log home is ready to enjoy as a classic cottage getaway, or you can envision the possibilities and build the custom waterfront...
  • Residents also enjoy access to the Duclos Point Association for an annual fee of $300, which includes pickleball and tennis courts, a community park, and two social...

Rare 122 Feet of Direct Waterfront on Lake Simcoe in Duclos Point! Opportunities like this don't come along often. Set on a very large pie-shaped lot measuring 75 ft of frontage by 253 ft deep and widening to an impressive 122 ft along the water, this charming log home sits on a private, park-like property framed by mature hedges and big, beautiful trees in sought-after Duclos Point. At approximately 900 sq ft, the cozy log home is ready to enjoy as a classic cottage getaway, or you can envision the possibilities and build the custom waterfront home you've always dreamed of. Either way, the land steals the show: a peaceful, private setting with room to breathe and stunning water views. A detached garage/workshop offers plenty of space for your tools, toys, and projects. Swim, boat, and fish right from your own property, and enjoy the lakeside lifestyle all year round, just minutes from the amenities of Georgina. Whether you're looking for a family cottage or the perfect spot for your forever home, this is a property you'll want to see in person. Residents also enjoy access to the Duclos Point Association for an annual fee of $300, which includes pickleball and tennis courts, a community park, and two social events each year, a wonderful way to connect with neighbours and enjoy all this lakeside community has to offer.

Key facts

Property type
Detached, Bungalow
MLS®
N13854582
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
75 × 253.62 ft
Cross streets
Hwy 48 & Duclos Point Rd
Parking
1.5 garage · 6 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Log
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$9,290 / 2026
Days on market
17
Listing brokerage
EXP REALTY

Rooms

SunroomMain5.03 × 2.86 m

broadloom · w/o to deck

Family RoomMain7.96 × 4.92 m

hardwood floor · fireplace

Bedroom 2Main3.57 × 2.69 m

Hardwood Floor

Primary BedroomMain3.57 × 2.80 m

Hardwood Floor

Dining RoomMain4.25 × 2.95 m

Broadloom

KitchenMain2.88 × 2.95 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$591kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $575/sqft; this home lists at $1,110/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
999kThis home590k500k625k669k570kThis home vs active comparables

Neighbourhood & location

Pefferlaw, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$659K
Sutton & Jackson's Point
$707K
Historic Lakeshore Communities
$1.04M
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$204KIncome needed
4.9×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $4,553Property tax $774Total carry $5,327

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$5,193Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$774
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,193

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $9,290− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $4,796

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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