33 Isle Vista Drive, Georgina, ON
Virginia, Georgina · MLS® N13562520
About this home
In short
- Tucked away in the quiet lakeside enclave of Isle Vista, this is more than a home, it's a lifestyle that feels like a well kept secret.
- Inside, this beautifully renovated 3-bedroom, 1-bath home blends warmth and modern comfort with effortless style.
- The open-concept living space is designed for both comfort and connection, anchored by a cozy gas fireplace that warms the home with ease.
- The bathroom features heated floors for a touch of everyday luxury, while a heated crawl space and electric baseboard backup provide comfort and peace of mind on even...
- All windows updated (2023-2025) renovated kitchen (2021) roof (2019), new septic system professionally installed with permits (2007),on-demand hot water for added...
Resort like living! Tucked away in the quiet lakeside enclave of Isle Vista, this is more than a home, it's a lifestyle that feels like a well kept secret. Set within a private hamlet (Virginia), residents enjoy exclusive access to two private beaches, a marina, and three charming parks, all maintained through a modest annual fee (approx. $150).Whether it's morning walks by the water, afternoons on the boat, or sunset gatherings with neighbours, life here naturally slows down. Boat slips are also available for a small additional fee. Inside, this beautifully renovated 3-bedroom, 1-bath home blends warmth and modern comfort with effortless style. The open-concept living space is designed for both comfort and connection, anchored by a cozy gas fireplace that warms the home with ease. Pot lights brighten the main living and kitchen areas, creating an inviting atmosphere for everyday living and entertaining. The kitchen, beautifully updated in 2021, offers thoughtful design, plenty of counter top space thanks to the centre island and double ovens for added functionality. Extended storage which is rare! The bathroom features heated floors for a touch of everyday luxury, while a heated crawl space and electric baseboard backup provide comfort and peace of mind on even the coldest winter nights. Peace of mind comes with key updates already complete: Brand New Sump Pump and drainage system installed July (2026) to ensure any amount of rain, will still leave you high and dry! All windows updated (2023-2025) renovated kitchen (2021) roof (2019), new septic system professionally installed with permits (2007),on-demand hot water for added convenience and Gas Fireplace (2005). Outside, a generous lot offers space to relax, garden, or gather. The detached garage-freshly repainted in 2025 and fully wired-is ready for hobbies, storage, garage or a workshop. This is where weekends turn into lifelong memories, the lake is always within reach, and home feels like a getaway every day.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13562520
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 60 × 134 ft
- Cross streets
- Hwy 48 and Woodfield
- Parking
- 1 garage · 6 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Other
- A/C
- None
- Exterior
- Aluminum Siding
- Foundation
- Block, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $2,954 / 2025
- Days on market
- 97
- Listing brokerage
- EXP REALTY
Rooms
4 pc bath · heated floor
Closet
Large Window
combined w/dining · fireplace insert · large window
open concept · large window
Closet
Laundry Sink
breakfast area · b/i oven · centre island
Listed at $569,500, about 2% below our estimate of $578K (homes like it typically land between $542K and $606K).
Why $578K. The typical detached home sold in Virginia over the past year went for about $600K (24 sales). What sets this one apart:
- ▼ Lowers it strongly3 bedrooms and 1 baths, against 3 and 2 typically.
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,954 a year; the typical home sold here pays about $3,500.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers it slightly1 garage and 6 total parking spaces, against 2 and 6 typically.
Total price vs nearby homes. Fair value about $578K, learned from recent GTA sales.
The market behind the math:
About 7 months of inventory: 7 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $438/sqft against an area asking average of $692/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $578K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 14 comparable homes that sold in Virginia over the past two years, from 35 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $578K, which is where my estimate comes from.
Per square foot, these ask about $652/sqft; this home lists at $438/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Georgina: $793K in September 2026, up 1% from a year ago, on 529 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $798K | 53 |
| November 2025 | $795K | 40 |
| December 2025 | $800K | 27 |
| January 2026 | $800K | 18 |
| February 2026 | $820K | 25 |
| March 2026 | $796K | 44 |
| April 2026 | $779K | 44 |
| May 2026 | $790K | 57 |
| June 2026 | $802K | 77 |
| July 2026 | $800K | 60 |
| August 2026 | $820K | 40 |
| September 2026 | $793K | 44 |
Neighbourhood & location
Virginia, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $455,600 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,519
- Property tax
- $246
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,765
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,865
- Estimated closing costs
- $7,865
Plus your down payment of $113,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $151,145
- Principal paid down
- $55,666
- Interest paid
- $95,480
- Balance remaining
- $399,934
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Virginia signed at a median of $2,219 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,779. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.