256 Zelda Crescent, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N14031216

$859,000
For Sale
Listed 5 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • A Home with Heart Opportunity.
  • The stunning chef's kitchen is a true showpiece, featuring quartz countertops, sleek stainless steel appliances, and contemporary cabinetry.
  • The open-concept living and dining area is bathed in natural light and seamlessly extends to your private backyard ideal for entertaining or quiet relaxation.
  • Meanwhile, the lower level offers incredible flexibility, featuring a fully self-contained suite with a separate entrance perfect for extended family, rental income...
  • Whether you're a first-time buyer, a growing family, or an investor looking for a property with income potential, 256 Zelda Crescent is a home that truly delivers.

A Home with Heart Opportunity. Nestled in the vibrant community of Richmond Hill, this beautifully maintained home offers the perfect blend of comfort, convenience, and endless potential. Set in a sought-after, family-friendly neighbourhood known for its top-rated schools, parks, and amenities, this property is a rare find. Step inside to discover a thoughtfully updated three-bedroom home designed for modern living. The stunning chef's kitchen is a true showpiece, featuring quartz countertops, sleek stainless steel appliances, and contemporary cabinetry. The open-concept living and dining area is bathed in natural light and seamlessly extends to your private backyard ideal for entertaining or quiet relaxation. The upper level boasts generously sized bedrooms and an elegantly updated bathroom, providing a peaceful retreat at the end of the day. Meanwhile, the lower level offers incredible flexibility, featuring a fully self-contained suite with a separate entrance perfect for extended family, rental income, or a private workspace. A spacious private driveway with room for four vehicles adds to the home's practicality. Plus, with Newkirk and Crosby Park just steps away, you'll have easy access to green spaces, walking trails, and recreational amenities. Whether you're a first-time buyer, a growing family, or an investor looking for a property with income potential, 256 Zelda Crescent is a home that truly delivers. Don't miss your chance to make it yours!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N14031216
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
36.12 × 102.55 ft
Cross streets
c
Parking
4 parking
Driveway
Private Double
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,743 / 2026
Days on market
5
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

KitchenLower3.24 × 2.71 m
Living RoomMain3.57 × 5.32 m
Bedroom 3Second2.90 × 2.78 m
LaundryLower2.38 × 4.83 m
FoyerMain1.32 × 1.98 m
BedroomLower2.36 × 4.12 m
RecreationLower3.23 × 3.38 m
Primary BedroomMain3.57 × 3.42 m
Bedroom 2Second3.57 × 3.86 m
Dining RoomMain2.66 × 2.80 m
KitchenMain2.96 × 2.71 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.10M
Oak Ridges
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,915/mo
$165KIncome needed
5.2×Price ÷ income
$903Weekly cost
$13,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,915Property tax $395Total carry $4,310

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,200 · 4.49% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,195Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Property tax
$395
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,195

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Estimated closing costs
$13,655

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,694Total interest paid
$1,139,894Total of all payments
Principal $687,200 Interest $452,694
YearPrincipalInterestBalance
1$15,335$30,260$671,865
2$16,032$29,564$655,833
3$16,760$28,836$639,073
4$17,521$28,075$621,553
5$18,316$27,280$603,237
6$19,148$26,448$584,089
7$20,017$25,579$564,072
8$20,926$24,670$543,146
9$21,876$23,720$521,270
10$22,869$22,727$498,401
11$23,908$21,688$474,493
12$24,993$20,603$449,500
13$26,128$19,468$423,372
14$27,314$18,282$396,058
15$28,554$17,041$367,504
16$29,851$15,745$337,653
17$31,206$14,390$306,447
18$32,623$12,973$273,824
19$34,104$11,491$239,719
20$35,653$9,943$204,067
21$37,272$8,324$166,795
22$38,964$6,632$127,831
23$40,733$4,863$87,098
24$42,582$3,013$44,516
25$44,516$1,080$0

At the end of your 5-year term

Total paid over the term
$227,979
Principal paid down
$83,963
Interest paid
$144,016
Balance remaining
$603,237

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,743− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,421

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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