117-18 Harding Boulevard, Richmond Hill, ON

Harding, Richmond Hill · MLS® N14088628

$439,900
For Sale
Listed 3 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Not every condo has an immediate sense of ease - this one does.
  • Suite 117 at The Richmonde offers a bright, open-concept layout with 9-foot ceilings, warm flooring, a spacious living and dining area, and an inviting walkout to a...

Not every condo has an immediate sense of ease - this one does. Suite 117 at The Richmonde offers a bright, open-concept layout with 9-foot ceilings, warm flooring, a spacious living and dining area, and an inviting walkout to a private terrace that extends your living space outdoors. What makes this suite especially versatile is the extra room it gives you to live your life: a defined nook by the terrace makes an ideal work-from-home setup, while a separate front flex space is currently used for guests with a pull-out bed. Whether you need a home office, a reading corner, occasional guest space, or simply more breathing room, the layout adapts. The kitchen opens naturally into the main space, making it easy to host or settle into a comfortable daily routine. The bedroom is generously sized and finished with a walk-in closet, while the suite also includes in-suite laundry and a clean, well-kept four-piece bath. Set in the heart of Richmond Hill, you're moments from Yonge Street, transit, shops, restaurants, and everyday essentials. A polished, practical home with room to breathe - ideal for first-time buyers, downsizers, or anyone looking for condo living without feeling boxed in.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
N14088628
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge St / Major Mackenzie Dr
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Metal/Steel Siding
Maintenance
$623/mo
Exposure
West
Property tax
$2,528 / 2025
Days on market
3
Listing brokerage
EXP REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Harding · asking prices
$460kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $607/sqft; this home lists at $587/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
440kThis home449k539k419k400k495kThis home vs active comparables

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$643K
Crosby
$905K
Observatory
$550K
Langstaff
$518K
South Richvale
$655K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,005/mo
$99KIncome needed
4.5×Price ÷ income
$463Weekly cost
$5,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,005Property tax $211Condo fee $623Total carry $2,839

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,946per month

Mortgage amount $351,920 · 4.49% over 25 years

$87,980Down payment (20.0%)
$351,920Loan before insurance
$0CMHC premium
$2,779Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,946
Property tax
$211
Condo / maintenance fees
$623
Heating
$0
Estimated monthly cost
$2,779

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,273
Estimated closing costs
$5,273

Plus your down payment of $87,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,355/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,828Total interest paid
$583,748Total of all payments
Principal $351,920 Interest $231,828
YearPrincipalInterestBalance
1$7,853$15,497$344,067
2$8,210$15,140$335,857
3$8,583$14,767$327,274
4$8,972$14,378$318,302
5$9,380$13,970$308,922
6$9,806$13,544$299,116
7$10,251$13,099$288,865
8$10,716$12,634$278,149
9$11,203$12,147$266,946
10$11,712$11,638$255,235
11$12,243$11,107$242,991
12$12,799$10,551$230,192
13$13,380$9,970$216,812
14$13,988$9,362$202,824
15$14,623$8,727$188,201
16$15,287$8,063$172,915
17$15,981$7,369$156,934
18$16,707$6,643$140,227
19$17,465$5,885$122,762
20$18,258$5,092$104,504
21$19,087$4,263$85,417
22$19,954$3,396$65,463
23$20,860$2,490$44,604
24$21,807$1,543$22,797
25$22,797$553$0

At the end of your 5-year term

Total paid over the term
$116,750
Principal paid down
$42,998
Interest paid
$73,751
Balance remaining
$308,922

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $2,528− Condo fees $7,476− Insurance $600− Vacancy & upkeep $3,168Net operating income $15,028

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

CallRequest a showing