12225 Tenth Line, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N14097126
About this home
In short
- Expansive 49.5 ft 163 ft deep rectangular lot (~8,068 sq. ft.) in central Stouffville.
- Zoned R1, offering an ideal footprint to design and build a substantial custom single-family residence, with excellent potential for an interior secondary suite and a...
- The generous 163-foot lot depth accommodates an expansive main-floor floor plan, private backyard oasis, and extensive on-site parking with private driveway access...
Land Value Sale. Expansive 49.5 ft 163 ft deep rectangular lot (~8,068 sq. ft.) in central Stouffville! Fully serviced with municipal water, sewer, natural gas, hydro, and high-speed internet available. Zoned R1, offering an ideal footprint to design and build a substantial custom single-family residence, with excellent potential for an interior secondary suite and a detached accessory dwelling unit / garden suite (ARU). The generous 163-foot lot depth accommodates an expansive main-floor floor plan, private backyard oasis, and extensive on-site parking with private driveway access off Tenth Line. Unbeatable central location with walking distance to historic Main Street dining, boutique shopping, the Stouffville GO Station, community parks, and top-rated schools. A prime building opportunity in one of York Region's fastest-growing towns.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14097126
- Size
- 1100-1500 sq ft
- Lot
- 49.5 × 165 ft
- Cross streets
- 10th Conc S Of Main
- Parking
- 2 parking
- Driveway
- Private
- Basement
- None
- Heating
- Baseboard
- A/C
- None
- Exterior
- Aluminum Siding
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $1,979 / 2026
- Listing brokerage
- PROPERTY.CA INC.
Rooms
Wood
broadloom · window
broadloom · large closet · window
broadloom · window
broadloom · window
Listed at $649,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 56 local closings in 90 days), the likely sale price is near $633K, if it sells. A realistic range is $593K to $713K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes about 8,068 sq ft, while the size on record is 1100 to 1500 sq ft.
Total price vs nearby homes. Likely closing about $633K, from 56 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 14 detached homes for sale in the area against 56 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $499/sqft against an area asking average of $625/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 56 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $893K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($499/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 56 comparable homes that sold in Stouffville over the past two years, from 483 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $908K, which is where my estimate comes from.
Per square foot, these ask about $630/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.26M | 31 |
| November 2025 | $1.15M | 32 |
| December 2025 | $1.23M | 14 |
| January 2026 | $1.28M | 12 |
| February 2026 | $1.21M | 13 |
| March 2026 | $1.29M | 15 |
| April 2026 | $1.19M | 18 |
| May 2026 | $1.08M | 22 |
| June 2026 | $1.20M | 23 |
| July 2026 | $1.13M | 26 |
| August 2026 | $1.23M | 22 |
| September 2026 | $1.17M | 21 |
Neighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $519,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,871
- Property tax
- $165
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,036
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,455
- Estimated closing costs
- $9,455
Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $172,245
- Principal paid down
- $63,437
- Interest paid
- $108,808
- Balance remaining
- $455,763
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 32 whole-home leases in Stouffville signed at a median of $3,129 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,987. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.